Compare 5 banks & credit unions companies serving Irvine, California. Average rating: 4.2/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Commercial Bank of California (CBC) is a California-based bank offering comprehensive banking services including checking, savings, and business accounts.
Best for: California residents seeking regional banking options, Small business owners looking for commercial banking relationships
Relationship-focused bank offering personal banking, business lending, and private wealth management. Operating as Sunflower Bank, N.A. dba First Foundation Bank following a 2026 merger.
Best for: High-net-worth individuals seeking integrated wealth management, trust, and banking services, Small business owners needing commercial lending and dedicated banker relationships
OCC-chartered commercial bank headquartered in Irvine, California, serving businesses and individuals across Southern California and San Francisco Bay Area with full-service banking solutions.
Best for: California-based small business owners and entrepreneurs in Orange County, Los Angeles County, or San Francisco Bay Area seeking relationship banking, Individuals and families in Southern California or Bay Area markets who prefer local bank relationships over national chains
FDIC-insured commercial and personal bank offering checking, savings, lending, and treasury management with a relationship-focused, digital-first approach.
Best for: Small to mid-sized businesses seeking personalized commercial banking with dedicated relationship managers, Business owners wanting treasury management tools and customizable lending solutions
Unable to verify. Website currently inaccessible (Access Denied error). Cannot confirm Bank Irvine's services, legitimacy, or operational status.
Best for: Local banking with personal service, FDIC-insured deposits
Commercial Bank of California (CBC) is a California-based bank offering comprehensive banking services including checking, savings, and business accounts.
Best for: California residents seeking regional banking options, Small business owners looking for commercial banking relationships
Relationship-focused bank offering personal banking, business lending, and private wealth management. Operating as Sunflower Bank, N.A. dba First Foundation Bank following a 2026 merger.
Best for: High-net-worth individuals seeking integrated wealth management, trust, and banking services, Small business owners needing commercial lending and dedicated banker relationships
OCC-chartered commercial bank headquartered in Irvine, California, serving businesses and individuals across Southern California and San Francisco Bay Area with full-service banking solutions.
Best for: California-based small business owners and entrepreneurs in Orange County, Los Angeles County, or San Francisco Bay Area seeking relationship banking, Individuals and families in Southern California or Bay Area markets who prefer local bank relationships over national chains
FDIC-insured commercial and personal bank offering checking, savings, lending, and treasury management with a relationship-focused, digital-first approach.
Best for: Small to mid-sized businesses seeking personalized commercial banking with dedicated relationship managers, Business owners wanting treasury management tools and customizable lending solutions
Unable to verify. Website currently inaccessible (Access Denied error). Cannot confirm Bank Irvine's services, legitimacy, or operational status.
Best for: Local banking with personal service, FDIC-insured deposits