Compare 27 business loans companies serving New York, New York. Average rating: 4.0/5.
Blursoft is a marketplace connecting small business owners and contractors with lending partners offering merchant cash advances, equipment financing, and short-term loans designed for borrowers with bad or no credit.
Best for: Contractors and self-employed workers with inconsistent income or no credit history, Small businesses in cash flow crises needing rapid access to capital
Card Payment Systems is a New York-based merchant services provider offering credit/debit card processing, POS systems, and merchant cash advances to businesses since 1988.
Best for: New York-area merchants seeking integrated card processing and POS solutions, Businesses with high-risk profiles that need specialized payment processing
Trade association and network for community development venture capital funds providing equity financing to businesses in low-income communities.
Best for: Entrepreneurs in low-income communities seeking equity financing and business building support, Small business owners in economically distressed regions looking for flexible capital
Community Development Trust is a REIT providing long-term debt and equity capital for affordable housing development and preservation across 45 states, currently managing $3.2 billion in investments.
Best for: Affordable housing developers seeking long-term patient capital and equity investment, Nonprofit organizations and housing authorities expanding affordable housing portfolios
Commercial finance brokerage connecting established businesses with debt financing and bank instruments through a vetted network of lenders and private credit funds.
Best for: Established businesses needing working capital secured by receivables, equipment, inventory, or real estate, Companies with strong revenue and variable cash flow looking for revenue-based financing alternatives
Commercial real estate finance company providing HUD, Fannie Mae, Freddie Mac, and bridge loans for multifamily, senior housing, and healthcare properties nationwide.
Best for: Multifamily property developers and investors seeking HUD, Fannie Mae, or Freddie Mac financing, Senior living and healthcare facility operators requiring large-scale capital solutions
Blursoft is a marketplace connecting small business owners and contractors with lending partners offering merchant cash advances, equipment financing, and short-term loans designed for borrowers with bad or no credit.
Best for: Contractors and self-employed workers with inconsistent income or no credit history, Small businesses in cash flow crises needing rapid access to capital
Card Payment Systems is a New York-based merchant services provider offering credit/debit card processing, POS systems, and merchant cash advances to businesses since 1988.
Best for: New York-area merchants seeking integrated card processing and POS solutions, Businesses with high-risk profiles that need specialized payment processing
Trade association and network for community development venture capital funds providing equity financing to businesses in low-income communities.
Best for: Entrepreneurs in low-income communities seeking equity financing and business building support, Small business owners in economically distressed regions looking for flexible capital
Community Development Trust is a REIT providing long-term debt and equity capital for affordable housing development and preservation across 45 states, currently managing $3.2 billion in investments.
Best for: Affordable housing developers seeking long-term patient capital and equity investment, Nonprofit organizations and housing authorities expanding affordable housing portfolios
Commercial finance brokerage connecting established businesses with debt financing and bank instruments through a vetted network of lenders and private credit funds.
Best for: Established businesses needing working capital secured by receivables, equipment, inventory, or real estate, Companies with strong revenue and variable cash flow looking for revenue-based financing alternatives
Commercial real estate finance company providing HUD, Fannie Mae, Freddie Mac, and bridge loans for multifamily, senior housing, and healthcare properties nationwide.
Best for: Multifamily property developers and investors seeking HUD, Fannie Mae, or Freddie Mac financing, Senior living and healthcare facility operators requiring large-scale capital solutions
Grow America (formerly NDC) provides small business lending, community development investments, and advisory services to nonprofits and entrepreneurs, with 30+ years of lending experience.
Best for: Nonprofit organizations seeking mission-aligned financing and technical support, Small business owners in underserved or distressed communities
Harrison Financial Group offers judgment recovery solutions, business financing, credit repair, and small business lending services based in New York.
Best for: Small business owners seeking customized financing solutions and business credit improvement, Individuals with civil court judgments requiring specialized recovery assistance
In Advance Capital provides merchant cash advances and small business financing with approval in under 3 hours and funding as quickly as 24 hours, serving businesses with credit scores as low as 550.
Best for: Established small businesses with consistent credit card or debit card sales volume needing quick working capital access, Business owners with lower credit scores (550-650) who cannot qualify for traditional bank financing
Mercantile Credit Inc. arranges Letters of Credit for international trade businesses, facilitating LC issuance through relationships with New York-based banks without requiring existing bank lines.
Best for: Small to mid-size import/export businesses needing Letters of Credit without existing bank relationships, Importers with existing bank credit limits who need additional LC capacity for inventory procurement
New York Private Finance offers specialized lending ($5M-$30M) secured by illiquid assets like private stock, enabling entrepreneurs to access capital without dilution.
Best for: Private equity sponsors and founders with illiquid stakes seeking to recapitalize or fund acquisitions, High-net-worth entrepreneurs holding concentrated positions in private companies needing non-dilutive growth capital
Phoenix IB is an investment banking advisory firm providing capital markets, M&A, and restructuring services to businesses of all sizes and lifecycle stages.
Best for: Mid-market and growth-stage companies needing strategic guidance to raise capital for expansion or acquisition, Distressed or transitioning businesses seeking restructuring advisory and refinancing solutions
TruFund Financial Services is a Community Development Financial Institution (CDFI) providing small business loans, SBA financing, and business advisory services to undercapitalized entrepreneurs across five states.
Best for: Small business owners in underserved or economically disadvantaged communities within their five-state service area, Minority-owned and women-owned enterprises seeking mission-aligned lending with advisory support
United Business Loans offers small business funding from $50K to $2M with a 5-minute online application and next-business-day funding for qualified borrowers.
Best for: Established businesses with 6+ months of operating history needing $50K–$2M quickly, Business owners with 500+ credit scores who have been declined or slow-tracked by traditional banks
Alternative credit manager acquired by Blue Owl Capital in 2024, specializing in asset-based credit investments across consumer, commercial, corporate, and real estate finance with $10B+ AUM.
Best for: Large institutional investors seeking exposure to alternative credit strategies across consumer, commercial, corporate, and real estate assets, Asset managers and pension funds looking for diversified, professionally-managed credit investment platforms with institutional-scale AUM
Broadway Advance LLC provides merchant cash advances, term loans, lines of credit, and equipment financing for small businesses nationwide, with funding up to $5M and terms of 3-24 months.
Best for: Small business owners with inconsistent cash flow needing quick access to capital, Companies with strong receivables or sales volume seeking merchant cash advances
Commercial Hedge is a NYC-based business finance consulting firm that helps entrepreneurs restructure debt, access working capital, and improve cash flow through personalized financing strategies.
Best for: Business owners struggling with high-cost merchant cash advances and seeking restructuring or refinancing, Entrepreneurs with multiple business debts looking for consolidation or payment reduction strategies
Commercial real estate finance company offering bridge loans, construction financing, and alternative lending structures for institutional and commercial borrowers with $15B+ servicing portfolio.
Best for: Commercial real estate developers needing bridge financing for acquisition and construction phases, Multi-family property developers qualifying for FHA/HUD insured loan programs
Golub Capital is a $90B+ asset manager and direct lender specializing in sponsor finance, private credit, and middle-market debt for private equity-backed companies.
Best for: Private equity sponsors and their portfolio companies seeking growth capital, buyout financing, or refinancing, Mid-market and large companies backed by institutional investors seeking unitranche, recurring revenue, or syndicated debt
Financial consulting firm specializing in rental property owners' bookkeeping, tax planning, and cashflow management across U.S. and international portfolios.
Best for: First-time rental property buyers preparing for underwriting and seeking mindset and credit alignment before purchase, Active U.S. rental owners with multiple properties seeking integrated bookkeeping, tax, and cashflow optimization
Merchants Cash Partners is a NYC-based business financing broker connecting qualified companies to merchant cash advances, business loans, and lines of credit with funding available in as little as one day.
Best for: Established businesses needing rapid working capital who do not qualify for traditional bank loans, Young or newer companies with limited credit history seeking expansion or equipment financing
Prosperum Funding offers business financing solutions including lines of credit, SBA loans, merchant cash advances, and equipment financing with same-day funding claims.
Best for: Small business owners seeking multiple financing options without shopping with separate lenders, Businesses with variable cash flow preferring revenue-based repayment structures
Post-judgment enforcement and debt collection agency specializing in asset recovery for creditors with court judgments. Locates and seizes debtor assets to recover owed funds.
Best for: Businesses and law firms with multiple unpaid judgments from litigation who need specialized recovery services, Creditors with large judgment amounts ($10K+) where aggressive asset seizure tactics are justified
Richie AI is an embedded lending infrastructure platform that enables SaaS platforms and marketplaces to offer small business loans to their merchants in under an hour.
Best for: SaaS platforms and online marketplaces seeking new revenue streams by offering financing to their merchant customers, Small business owners accessing loans through established platforms they already use and trust
NYC Department of Small Business Services offers free financing assistance to help businesses navigate federal, state, local, and private loan and grant programs through expert guidance and capital marketplace access.
Best for: NYC small business owners seeking free guidance on navigating complex federal and state loan programs, Contract businesses needing specialized financing tied to NYC government agency contracts
U.S. Small Business Administration Metro New York District Office provides government-backed small business funding, counseling, and federal contracting support across 14 NY counties.
Best for: First-time small business owners seeking free counseling and guidance on SBA loan programs in the New York metro area, Small businesses interested in federal contracting certifications and government contract opportunities
Z&R Funding provides working capital solutions to small business owners, emphasizing speed and accessibility for businesses that need fast financing.
Best for: Small business owners needing fast working capital who are comfortable negotiating terms directly over the phone, Business owners who have been declined by traditional banks and are seeking alternative funding