Compare 92 credit repair companies, personal lenders, and financial services in Dallas, Texas. All independently reviewed with BBB ratings and pricing.
Bank of America Financial Center in Kensington, Philadelphia offering full-service banking with walk-up ATM, appointments with specialists, and multilingual ATM support.
Best for: Philadelphia-area residents needing basic checking, savings, and deposit services with in-person support, Small business owners requiring commercial deposit services and business banking consultation
Baptist Federal Credit Union is a Texas-based credit union serving Baptist churches, institutions, and members with auto loans, mortgages, credit cards, and deposit accounts.
Best for: Baptist church members and employees seeking faith-aligned financial services, Baptist organizations, churches, and religious institutions needing institutional lending and treasury management
Customers Bank is a $24.8B super-community bank offering business lending, lines of credit, and treasury management services to midsize companies in Texas and nine other states.
Best for: Established midsize businesses with $10-$200M in annual revenue seeking comprehensive banking relationships, Companies needing commercial real estate financing or investment property lending in Texas
Texas-based direct hard money lender specializing in real estate investment loans for fix-and-flip, rental, commercial, and multi-family properties since 2001.
Best for: Real estate investors and house flippers executing fix-and-flip projects in Texas, Landlords and investment companies acquiring or refinancing rental properties
Faith Cooperative FCU is a Dallas-based, NCUA-insured credit union founded in 1959, offering savings accounts, CDs, auto loans, personal loans, and mortgages.
Best for: Dallas-area residents who qualify for membership and can visit during weekday business hours, Borrowers seeking community-based auto or personal loans from a member-owned institution
Federally insured credit union serving Neiman Marcus Group employees with member-owned financial services, competitive loan rates, and digital banking tools.
Best for: Neiman Marcus Group employees seeking credit union member benefits and competitive lending rates, Employees needing auto financing with flexible terms and personalized service from a trusted institutional partner
Big Jim's Check Cashing in Dallas offers fast check cashing, money transfers, and financial services with competitive rates and friendly customer service.
Best for: Unbanked and underbanked individuals needing quick check cashing without a bank account, Local Dallas residents seeking competitive rates and fast processing for routine check cashing
Cliff's Check Cashing offers check cashing, personal installment loans ($100-$1,760), money transfers, and prepaid cards at multiple Texas locations with same-day service.
Best for: Unbanked and underbanked workers needing same-day paycheck cashing without bank accounts, Consumers seeking small emergency loans ($100-$1,760) as alternatives to payday loans
Multi-location check cashing service offering payroll, tax refund, and personal checks with additional financial services including personal loans up to $1,760 and money transfer options.
Best for: Unbanked or underbanked individuals needing quick check cashing without a traditional bank account, High-volume check cashers who benefit from loyalty discounts through the High Volume Customer Club
Multi-location check cashing service offering payroll, tax refund, and personal checks plus personal installment loans up to $1,760, prepaid cards, and money transfer services.
Best for: Unbanked and underbanked consumers without access to traditional bank accounts who need check cashing services, Customers seeking short-term installment loans as an alternative to payday lending
Cliff's Check Cashing offers check cashing, personal installment loans ($100-$1,760), money transfers, and prepaid cards at multiple Texas locations with same-day service.
Best for: Unbanked and underbanked consumers who need same-day check cashing outside traditional banking hours, Self-employed individuals and small business owners who receive checks from multiple sources
Cliff's Check Cashing #23 is a check-cashing service offering check deposits, money orders, ATM services, and ancillary financial services across multiple locations.
Best for: Unbanked and underbanked consumers without traditional bank accounts who need frequent check cashing and money exchange, International workers and immigrants needing international phone cards, pinless calling, and mobile recharges alongside check cashing
Buckner Gold & Silver Exchange is a pawn shop in Dallas, TX buying and selling gold, silver, and other collateral-based items with extended evening hours.
Best for: Individuals with gold or silver items who need immediate cash and understand collateral loan risks, Precious metals investors looking to buy or sell bullion at current market rates
Casa View Pawn Shop in Dallas offers short-term collateral-based loans and buys/sells merchandise including jewelry, firearms, electronics, and tools with 40+ years of local experience.
Best for: Customers needing immediate cash ($100-$5,000 range) against personal property with no time for traditional lending, People with items of value they no longer need who want quick sale or trade options
FirstCash is the leading international operator of pawn stores with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans secured by personal property and retail merchandise sales.
Best for: Unbanked or credit-constrained consumers needing immediate cash without credit checks, People with valuable items (jewelry, electronics, instruments) they're willing to pledge temporarily
FirstCash is the leading international pawn operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying.
Best for: People with valuable items they're willing to pledge for immediate short-term cash needs, Consumers without access to credit or who want to avoid credit checks and applications
Dallas Gold & Silver Exchange buys and sells precious metals, fine jewelry, luxury watches, and bullion across 7 North Texas locations with 40+ years of experience.
Best for: North Texas residents needing immediate cash for unwanted luxury watches, fine jewelry, or bullion, Consumers seeking to liquidate inherited jewelry or engagement rings for cash value
Dallas Gold & Silver Exchange buys and sells precious metals, fine jewelry, luxury watches, and bullion across 7 North Texas locations. Established over 40 years ago.
Best for: North Texas residents with jewelry, watches, or bullion to liquidate who prioritize local convenience, Consumers seeking to upgrade engagement rings or jewelry with trade-in options and expert appraisal
ACE Cash Express offers small emergency loans, title loans, check cashing, and financial services with physical locations across the U.S. and online lending options.
Best for: Consumers in immediate financial emergencies needing same-day or next-day cash access, Vehicle owners who need quick collateral-based loans via title lending
ACE Cash Express offers small emergency loans, title loans, check cashing, and financial services with multiple locations nationwide.
Best for: Consumers needing same-day cash access who prefer in-person transactions, Individuals with vehicle collateral seeking title loan options
Title loan lender in Dallas offering auto title loans, personal loans, and payday loans with fast online applications and acceptance of all credit profiles.
Best for: Vehicle owners needing urgent cash willing to pledge their car title as collateral, Borrowers with poor or no credit history unable to access traditional lending
AmigoCash provides car title loans across 20+ states, allowing customers to borrow against vehicle equity with same-day funding and no credit check required.
Best for: Working adults with vehicle equity who face genuine short-term cash emergencies and reliable income to repay, Borrowers with poor or no credit history unable to qualify for traditional personal loans
AmigoCash offers car title loans across 20+ states, allowing borrowers to access cash using vehicle equity while keeping their car. Approval in minutes with no credit check required.
Best for: Vehicle owners with immediate cash needs and no access to traditional credit, Borrowers who have been denied personal loans due to poor credit history
Max Cash offers online emergency loans from $250-$10,000+ in Dallas, TX with 24/7 application via phone, text, or web. Specializes in vehicle-collateralized loans for applicants with low to very low credit scores.
Best for: Subprime borrowers with poor or very low credit scores needing immediate cash, Applicants with vehicle collateral willing to risk asset seizure for larger loan amounts
FAMSA offers in-house personal loans up to $1,800 with fast approval and same-day funding at physical furniture store and standalone branch locations.
Best for: Furniture or appliance buyers seeking in-house financing for immediate purchases, Spanish-speaking consumers preferring bilingual lending support and culturally familiar service
Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with flexible payment terms and no checking account requirement.
Best for: Unbanked or underbanked borrowers in DFW without traditional checking accounts, Borrowers with bad or poor credit seeking alternatives to payday loans
Atlas Credit offers installment and personal loans from $100–$1,800 in Dallas with fixed repayment terms and same-day online approval, explicitly positioning itself as an alternative to payday lenders.
Best for: Borrowers with poor or no credit history who need $100–$1,800 quickly and cannot qualify for bank loans, Dallas-area residents needing same-day or next-day cash with flexible repayment (not payday cycle)
Oportun offers secured and unsecured personal loans with in-person applications at retail locations nationwide, accepting alternative IDs and cash payments.
Best for: Borrowers with no credit history or thin credit files who need an installment loan, Spanish-speaking applicants seeking bilingual in-person loan service
Oportun offers secured and unsecured personal loans through physical store locations, with cash payment options at thousands of retail spots nationwide.
Best for: Borrowers without a U.S. driver's license who hold a consular or passport ID, Spanish-speaking customers who prefer bilingual in-person service
World Finance offers in-branch personal installment loans, credit building, tax prep, and refund advance loans in Memphis, TN, with bilingual service.
Best for: Near-prime or subprime borrowers who want an installment loan with fixed payments, Borrowers who prefer in-person guidance and want their contract explained step by step
Bank of America Financial Center in Kensington, Philadelphia offering full-service banking with walk-up ATM, appointments with specialists, and multilingual ATM support.
Best for: Philadelphia-area residents needing basic checking, savings, and deposit services with in-person support, Small business owners requiring commercial deposit services and business banking consultation
Baptist Federal Credit Union is a Texas-based credit union serving Baptist churches, institutions, and members with auto loans, mortgages, credit cards, and deposit accounts.
Best for: Baptist church members and employees seeking faith-aligned financial services, Baptist organizations, churches, and religious institutions needing institutional lending and treasury management
Faith Cooperative FCU is a Dallas-based, NCUA-insured credit union founded in 1959, offering savings accounts, CDs, auto loans, personal loans, and mortgages.
Best for: Dallas-area residents who qualify for membership and can visit during weekday business hours, Borrowers seeking community-based auto or personal loans from a member-owned institution
Federally insured credit union serving Neiman Marcus Group employees with member-owned financial services, competitive loan rates, and digital banking tools.
Best for: Neiman Marcus Group employees seeking credit union member benefits and competitive lending rates, Employees needing auto financing with flexible terms and personalized service from a trusted institutional partner
Frost Bank operates multiple financial centers and ATMs across the Dallas-Fort Worth metroplex, offering banking, investments, insurance, and notary services with locations in retail partners like CVS, Walgreens, H-E-B, and Circle K.
Best for: Texas-based customers prioritizing convenient branch and ATM access in the Dallas-Fort Worth region, Small business owners seeking full-service banking with dedicated small business divisions
Customers Bank is a $24.8B super-community bank offering business lending, lines of credit, and treasury management services to midsize companies in Texas and nine other states.
Best for: Established midsize businesses with $10-$200M in annual revenue seeking comprehensive banking relationships, Companies needing commercial real estate financing or investment property lending in Texas
Texas-based direct hard money lender specializing in real estate investment loans for fix-and-flip, rental, commercial, and multi-family properties since 2001.
Best for: Real estate investors and house flippers executing fix-and-flip projects in Texas, Landlords and investment companies acquiring or refinancing rental properties
TREC Community Investors is a Dallas-based nonprofit loan fund providing flexible real estate capital and technical assistance to nonprofits and for-profit developers in underserved neighborhoods.
Best for: Nonprofit organizations seeking capital for community-focused real estate projects in Dallas/Collin County underserved areas, For-profit developers committed to equitable community development in neighborhoods conventional lenders avoid
Credit Suite helps small business owners build business credit and access financing through its Fundability system, which analyzes 125+ business factors and matches companies with lenders.
Best for: Small business owners with limited or poor personal credit who want to build separate business credit, Startup founders and new business owners seeking structured guidance before applying for loans
Buy Here Pay Here (BHPH) auto dealer offering in-house financing for used vehicles across Texas, Florida, Ohio, and Kentucky with no-hit credit checks and flexible approval.
Best for: Borrowers with poor credit, recent delinquencies, or no credit history needing reliable transportation, Customers rejected by traditional auto lenders seeking alternatives for vehicle financing
Credit Saint is a credit repair company that disputes inaccurate negative items on credit reports. Since 2007, they've served 250,000+ customers with a 4.8-star rating across major review platforms.
Best for: Consumers with multiple inaccurate negative items (collections, late payments, foreclosures) who prefer outsourcing the dispute process, Individuals with limited time or knowledge to navigate credit bureau dispute procedures independently
Forbez Credit Consulting LLC is a Dallas-based credit repair firm established in 2016 offering credit consultation and financing services to help consumers improve their credit profiles.
Best for: Dallas-area residents who prefer in-person consultation for credit issues, Consumers with credit report errors seeking dispute assistance
Go Clean Credit is a Dallas-based credit repair company offering personalized dispute services, credit restoration, and financial education since 2003.
Best for: Dallas-area consumers with inaccurate, outdated, or unverifiable negative items on credit reports, Individuals recovering from life events like foreclosure, short sale, or bankruptcy who need structured guidance
Dallas-based credit repair company that disputes errors on credit reports and works to improve credit scores through removal of erroneous information.
Best for: Dallas-area residents with credit report errors who prefer face-to-face consultation, Consumers seeking localized credit repair without national call centers
Non-profit community development organization providing affordable homeownership, workforce training, small business support, and policy advocacy in South Dallas/Fair Park.
Best for: South Dallas/Fair Park residents seeking affordable homeownership with education and down payment help, Entrepreneurs and small business owners needing mentorship, resources, and incubator support
Family-owned tax preparation and financial consulting firm offering personalized tax services, business formation, and financial education to families and small businesses.
Best for: Self-employed individuals and small business owners needing tax preparation and business formation guidance, Lower-income families seeking accessible, personalized tax preparation with financial education
United Way of Metropolitan Dallas is a nonprofit organization providing free tax preparation, financial counseling, and community assistance programs to improve access to education, income, and health for North Texas residents.
Best for: Low-to-moderate income North Texas households filing taxes for the first time or unfamiliar with available tax credits, Working families earning under $60K annually who want to maximize refunds and access earned income tax credits
Texas-based law firm offering Chapter 7 and Chapter 13 bankruptcy representation alongside personal injury litigation, combining financial and injury relief services.
Best for: Texas consumers facing simultaneous financial crisis (debt/foreclosure) and personal injury claims, Individuals seeking immediate creditor relief through wage garnishment and repossession stops
Texas bankruptcy law firm specializing in business bankruptcy, business debt relief, merchant cash advance defense, and property insurance claims.
Best for: Texas small business owners facing merchant cash advance predatory lending or SBA loan debt problems, Business owners considering Chapter 7 or Chapter 13 bankruptcy as a debt resolution option
Unable to verify company details. Website returns 403 Forbidden error, blocking access to service information and credentials.
Best for: Consumers who can contact firm directly by phone to verify credentials independently, Those willing to verify bar status through state licensing boards before engagement
OS National is a title insurance and escrow company serving the Dallas-Fort Worth area with residential and commercial closing services, remote notarization, and earnest money solutions.
Best for: Homebuyers and sellers in the Dallas-Fort Worth metropolitan area needing title and closing services, Real estate agents and professionals seeking commission payment and closing coordination solutions
Texas-based property tax lender offering residential and commercial property tax loans with 24-hour approval and no payments for 12 months.
Best for: Texas property owners facing delinquent property tax bills seeking rapid funding, Commercial property investors needing to cover tax liabilities quickly
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Dallas offer free guidance at consumerfinance.gov.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.