Compare 7 credit repair companies, personal lenders, and financial services in New Orleans, Louisiana. All independently reviewed with BBB ratings and pricing.
Bank of Louisiana is a community bank offering over 60 years of local banking services including checking, savings, loans, mortgages, and credit cards with FDIC insurance protection.
Best for: Louisiana residents seeking community banking relationships over national chains, Customers who prefer in-person banking and local branch support
Fidelity Bank is an FDIC-insured Louisiana-based bank offering personal and business checking, savings, loans, credit cards, and digital banking services.
Best for: Louisiana residents seeking FDIC-insured personal and business banking with community commitment, Small business owners interested in treasury management and SBA lending programs
FDIC-insured community bank operating in Southeast Louisiana, Florida, and Alabama offering checking, savings, loans, and trust services with a focus on personalized customer service.
Best for: Southeast Louisiana, Florida, and Alabama residents seeking personalized relationship banking and local decision-making, Mortgage borrowers who value working directly with experienced loan officers and customized loan programs
Hibernia Bank is a full-service community bank serving the New Orleans Metropolitan Area since 1886, offering checking, savings, money market, and lending products with FDIC insurance.
Best for: Customers in the New Orleans Metropolitan Area seeking personalized relationship banking, Homebuyers and homeowners needing mortgage financing with local specialist guidance
Non-profit housing counseling organization serving the Greater New Orleans area, focused on affordable housing production, protection, and fair housing advocacy.
Best for: Low to moderate-income residents of Greater New Orleans seeking affordable housing options, Individuals facing housing discrimination or fair housing concerns in the NOLA region
Louisiana Fair Housing Action Center provides free fair housing counseling, discrimination complaint assistance, and eviction defense to residents facing housing discrimination or displacement.
Best for: Renters facing housing discrimination based on protected class status (race, family status, disability, etc.), Tenants facing eviction who need legal representation and defense strategies
Bank of Louisiana is a community bank offering over 60 years of local banking services including checking, savings, loans, mortgages, and credit cards with FDIC insurance protection.
Best for: Louisiana residents seeking community banking relationships over national chains, Customers who prefer in-person banking and local branch support
Fidelity Bank is an FDIC-insured Louisiana-based bank offering personal and business checking, savings, loans, credit cards, and digital banking services.
Best for: Louisiana residents seeking FDIC-insured personal and business banking with community commitment, Small business owners interested in treasury management and SBA lending programs
FDIC-insured community bank operating in Southeast Louisiana, Florida, and Alabama offering checking, savings, loans, and trust services with a focus on personalized customer service.
Best for: Southeast Louisiana, Florida, and Alabama residents seeking personalized relationship banking and local decision-making, Mortgage borrowers who value working directly with experienced loan officers and customized loan programs
Hibernia Bank is a full-service community bank serving the New Orleans Metropolitan Area since 1886, offering checking, savings, money market, and lending products with FDIC insurance.
Best for: Customers in the New Orleans Metropolitan Area seeking personalized relationship banking, Homebuyers and homeowners needing mortgage financing with local specialist guidance
Non-profit housing counseling organization serving the Greater New Orleans area, focused on affordable housing production, protection, and fair housing advocacy.
Best for: Low to moderate-income residents of Greater New Orleans seeking affordable housing options, Individuals facing housing discrimination or fair housing concerns in the NOLA region
Louisiana Fair Housing Action Center provides free fair housing counseling, discrimination complaint assistance, and eviction defense to residents facing housing discrimination or displacement.
Best for: Renters facing housing discrimination based on protected class status (race, family status, disability, etc.), Tenants facing eviction who need legal representation and defense strategies
Non-profit homeownership education organization dedicated to wealth building through housing advocacy and financial literacy for New Orleans residents since 1986.
Best for: New Orleans-area first-time homebuyers seeking foundational financial education, Prospective homeowners wanting to understand mortgage qualification and home purchase processes
Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer protections especially important. Complaints can be filed with OFI or the Attorney General.
Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.
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