Compare 141 credit repair companies, personal lenders, and financial services in New York, New York. All independently reviewed with BBB ratings and pricing.
AAFE Community Development Fund is a HUD-certified housing counselor and CDFI offering free homebuyer education, down payment assistance loans, and homeowner repair financing for low- to moderate-income New Yorkers.
Best for: First-time homebuyers in NYC with low-to-moderate income seeking education and down payment help, Asian American and immigrant communities in NY seeking bilingual housing counseling
Bank of America's Kensington branch in Philadelphia offers full-service banking, walk-up ATM, notary, commercial deposits, and appointment-based specialist advice.
Best for: Existing Bank of America customers in the Kensington and North Philadelphia area, Small business owners needing commercial deposit services or business banking advice
Bank of America Financial Center in Philadelphia's Kensington neighborhood offering full-service banking, financial advice, and walk-up ATM access with extended Saturday hours.
Best for: Customers seeking comprehensive personal and business banking with professional financial guidance, Philadelphia residents needing multilingual banking support in non-English languages
Blursoft is a marketplace connecting small business owners and contractors with lending partners offering merchant cash advances, equipment financing, and short-term loans designed for borrowers with bad or no credit.
Best for: Contractors and self-employed workers with inconsistent income or no credit history, Small businesses in cash flow crises needing rapid access to capital
Card Payment Systems is a New York-based merchant services provider offering credit/debit card processing, POS systems, and merchant cash advances to businesses since 1988.
Best for: New York-area merchants seeking integrated card processing and POS solutions, Businesses with high-risk profiles that need specialized payment processing
Trade association and network for community development venture capital funds providing equity financing to businesses in low-income communities.
Best for: Entrepreneurs in low-income communities seeking equity financing and business building support, Small business owners in economically distressed regions looking for flexible capital
Blursoft is a marketplace connecting small business owners and contractors with lending partners offering merchant cash advances, equipment financing, and short-term loans designed for borrowers with bad or no credit.
Best for: Contractors and self-employed workers with inconsistent income or no credit history, Small businesses in cash flow crises needing rapid access to capital
Card Payment Systems is a New York-based merchant services provider offering credit/debit card processing, POS systems, and merchant cash advances to businesses since 1988.
Best for: New York-area merchants seeking integrated card processing and POS solutions, Businesses with high-risk profiles that need specialized payment processing
Trade association and network for community development venture capital funds providing equity financing to businesses in low-income communities.
Best for: Entrepreneurs in low-income communities seeking equity financing and business building support, Small business owners in economically distressed regions looking for flexible capital
Community Development Trust is a REIT providing long-term debt and equity capital for affordable housing development and preservation across 45 states, currently managing $3.2 billion in investments.
Best for: Affordable housing developers seeking long-term patient capital and equity investment, Nonprofit organizations and housing authorities expanding affordable housing portfolios
Commercial finance brokerage connecting established businesses with debt financing and bank instruments through a vetted network of lenders and private credit funds.
Best for: Established businesses needing working capital secured by receivables, equipment, inventory, or real estate, Companies with strong revenue and variable cash flow looking for revenue-based financing alternatives
Commercial real estate finance company providing HUD, Fannie Mae, Freddie Mac, and bridge loans for multifamily, senior housing, and healthcare properties nationwide.
Best for: Multifamily property developers and investors seeking HUD, Fannie Mae, or Freddie Mac financing, Senior living and healthcare facility operators requiring large-scale capital solutions
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Best for: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering competitive rates on major world currencies.
Best for: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
BHS US Corp operates multi-location financial centers across the Northeast and beyond, offering check cashing, money orders, wire transfers, and bill payment services with bilingual support.
Best for: Unbanked and underbanked residents in Northeast metropolitan areas without traditional bank accounts, Immigrant and multilingual populations seeking bilingual financial services
CFSC offers check cashing, money transfers, bill pay, and financial services at 1869 2nd Ave in Manhattan with extended weekday hours starting at 6:45 AM.
Best for: Unbanked and underbanked individuals needing immediate cash access without bank accounts, Shift workers and early risers requiring financial services outside standard banking hours
CFSC on 29th St is a check-cashing and financial services location offering no-account-needed check cashing, money transfers, bill pay, and prepaid cards in Manhattan.
Best for: Unbanked or underbanked individuals without access to traditional bank accounts seeking same-day check access, International money transfer customers sending funds to 80+ countries without wire service fees
CFSC operates a 24-hour check-cashing location on 145th St in Manhattan offering check cashing, money transfers, bill pay, and currency exchange services.
Best for: Shift workers and late-night professionals who need 24-hour financial service access, Unbanked and underbanked consumers without traditional bank accounts
The Diamond District Partnership is a New York City Business Improvement District (BID) providing community services, safety, and merchant support for the 47th Street Diamond District jewelry marketplace.
Best for: Consumers planning to visit 47th Street Diamond District seeking educational preparation before purchasing, Jewelry shoppers wanting to understand diamonds, gemstones, and precious metals fundamentals
Family-owned diamond and jewelry buyer/seller in NYC since 1954, offering both retail purchases and consignment sales through their online platform.
Best for: Jewelry store owners and retailers seeking wholesale diamond inventory with personalized supplier relationships, NYC-based consumers selling inherited diamonds or jewelry who prefer local in-person evaluation
Family-owned antique and estate buyer with three NY locations offering same-day cash for jewelry, coins, military items, and collectibles since the 2000s.
Best for: Estate executors and heirs liquidating deceased relatives' antiques, jewelry, and collectibles quickly, Homeowners downsizing or moving who need rapid cash for unwanted items without shipping hassle
Big Apple Luxury Pawn offers collateral-based loans and buying services for jewelry, luxury goods, and valuables in Midtown Manhattan. Fast funding without credit checks.
Best for: Individuals with luxury items (jewelry, watches) needing immediate cash and no credit access, People looking to sell high-value personal items quickly without consignment delays
Caron Art Pawn Shop is a Manhattan-based jewelry pawn and buying service specializing in fine jewelry, luxury watches, and collateral loans with professional valuations.
Best for: People needing immediate cash who own jewelry or luxury watches and want a loan option versus permanent sale, Jewelry sellers with estate collections, broken pieces, or scrap gold looking for quick appraisals and payment
DNR Diamonds buys diamonds, gold, jewelry, and watches for same-day cash at locations in NYC and Chicago's jewelry districts.
Best for: Individuals in NYC or Chicago needing immediate cash from jewelry/diamond liquidation, Estate liquidators looking to quickly convert inherited jewelry to cash
Bank of America's Kensington branch in Philadelphia offers full-service banking, walk-up ATM, notary, commercial deposits, and appointment-based specialist advice.
Best for: Existing Bank of America customers in the Kensington and North Philadelphia area, Small business owners needing commercial deposit services or business banking advice
Bank of America Financial Center in Philadelphia's Kensington neighborhood offering full-service banking, financial advice, and walk-up ATM access with extended Saturday hours.
Best for: Customers seeking comprehensive personal and business banking with professional financial guidance, Philadelphia residents needing multilingual banking support in non-English languages
UBS is a global wealth manager and universal bank offering investment banking, asset management, and wealth management services to individuals, corporations, and institutions worldwide.
Best for: High-net-worth individuals and families seeking personalized wealth management and investment advice, Large corporations and institutional investors requiring investment banking and capital markets services
Elektra Federal Credit Union is a New York-based credit union established in 1940, serving over 6,200 members with $35.9M in assets and specialized financial services for manufacturing sectors.
Best for: Manufacturing sector employees seeking industry-specific financial solutions, New York-based professionals with local community ties to the institution
Federal Home Loan Bank of New York provides liquidity and funding services to member financial institutions to support housing and community development lending.
Best for: Banks and credit unions seeking reliable liquidity sources to fund mortgages and local development lending, Member financial institutions looking for competitive secondary market outlets for mortgage products
Justice Federal Credit Union is a federally chartered credit union serving military-connected members with branch locations including Quantico, Virginia.
Best for: Active duty military personnel stationed at or near Marine Corps Base Quantico, Military families seeking financial institutions with military-focused services
Law firm specializing in immigration, business formation, and corporate law with services including business startup, contracts, and organizational compliance.
Best for: Entrepreneurs and small business owners forming new entities and seeking legal structure guidance, Business owners engaged in acquisitions, mergers, or buy-sell transactions requiring legal documentation
Clean Slate BK Group P.C. is a bankruptcy filing service helping individuals discharge credit card and personal debt through Chapter 7 and Chapter 13 bankruptcies with affordable fees and expedited processing.
Best for: Individuals with significant credit card and personal debt seeking a fresh financial start through bankruptcy, First-time bankruptcy filers who need emotional support and clear guidance through an unfamiliar legal process
DLA Piper is a global law firm with a New York office offering bankruptcy, restructuring, and financial services legal advice to corporate and institutional clients.
Best for: Corporations and enterprises undergoing financial restructuring or debt refinancing, Investment firms and private equity companies managing portfolio company distress
New York debt collection law firm specializing in litigation, judgment enforcement, and debt defense for both creditors and debtors. AV Preeminent-rated with 80+ years combined experience.
Best for: New York business creditors seeking specialized collection services with industry-specific expertise, New York consumers and businesses defending against debt collection lawsuits or wage garnishment
Haynes and Boone is a full-service law firm with a New York office specializing in bankruptcy, restructuring, finance, and corporate law for institutional clients.
Best for: Corporations and investment funds navigating Chapter 11 restructuring, Financial institutions dealing with distressed assets or debtor portfolios
Securities arbitration and investment fraud law firm helping investors recover losses from broker misconduct, financial advisor negligence, and FINRA violations nationwide.
Best for: Individual investors who have suffered losses due to stockbroker misconduct or financial advisor negligence, Retail traders and institutional investors harmed by FINRA or SEC rule violations
HUD-approved non-profit providing free homeowner counseling for mortgage assistance, foreclosure prevention, and affordable housing protection across New York State.
Best for: New York homeowners at risk of missing mortgage payments seeking free counseling, Families facing foreclosure who need legal and financial navigation support
NYC-based nonprofit providing free legal advice, financial counseling, and organizing support to low-income residents fighting economic injustice and predatory finance.
Best for: Low-income NYC residents seeking free legal advice about predatory lending, financial discrimination, or debt-related legal issues, Community organizers and groups building campaigns for financial justice and economic equity in their neighborhoods
Debtors Anonymous is a free 12-step fellowship for people struggling with compulsive debting, offering peer-led meetings across the Greater New York area.
Best for: People who identify compulsive or behavioral spending and debting patterns requiring psychological/spiritual intervention, Individuals seeking free peer support and community connection around debt and money issues
Financial planning and advisory firm offering comprehensive financial guidance on retirement, investments, and estate planning to individuals, families, and businesses.
Best for: Busy professionals and families seeking comprehensive financial planning without specialized expertise, Individuals planning for retirement who want objective, unbiased guidance
LIIF is a nonprofit CDFI that mobilizes capital and partnerships for affordable housing, early care and education, and community developmentânot consumer financial services.
Best for: Nonprofit organizations developing affordable housing projects seeking flexible financing, Government agencies and child care providers needing facility development capital
Financial therapist offering free and paid behavioral coaching on debt, overshopping, and couples money issues, founded by Carrie Rattle with 30 years of financial services experience.
Best for: Individuals struggling with compulsive shopping or overshopping behaviors seeking therapeutic intervention, Couples with money conflicts, trust issues, or power imbalances around financial decisions
New York-based judgment enforcement agency that recovers funds from debtors on contingency. Works exclusively with judgment creditors to locate assets and satisfy outstanding awards.
Best for: Judgment creditors with awards over $5,000 seeking professional post-judgment asset recovery without upfront costs, Businesses or individuals with multiple judgment awards who need enterprise-level enforcement portfolio management
Debt Free USA offers debt settlement, consolidation, and negotiation services to help consumers reduce debt burden and regain financial stability.
Best for: Consumers with multiple debts and credit scores below 600 who have been rejected by traditional lenders, Individuals falling behind on payments who need structured negotiation with creditors rather than consolidation
Delancey Street offers merchant cash advance debt settlement and negotiation services through attorneys and industry experts, targeting businesses trapped in MCA debt cycles.
Best for: Small business owners with multiple merchant cash advance debts seeking settlement negotiation, Companies experiencing cash flow problems due to high MCA payment obligations
Debt settlement and consolidation company founded in 2007 that negotiates with creditors to reduce outstanding balances by 40% or more, consolidating multiple debts into single monthly payments.
Best for: Consumers with $5,000+ in credit card debt who can afford monthly consolidation payments, People making only minimum payments unable to reduce principal balance
High Rise Financial provides non-recourse pre-settlement funding to personal injury claimants in New York, allowing them to access cash advances against pending lawsuit settlements without repayment obligations if their case is unsuccessful.
Best for: Personal injury claimants experiencing financial hardship while awaiting lawsuit settlement, Accident victims unable to work and facing immediate medical, living, or debt expenses
The Debt Relief Company negotiates credit card debt settlements with no upfront fees, consolidating multiple accounts into single monthly payments. Available in 21 states.
Best for: Consumers with $10K+ in unsecured credit card debt seeking negotiated settlement, People with multiple creditors wanting consolidated payments and single point of contact
Founded in 1993, Contact USA claims to be America's oldest credit repair company, offering dispute services and credit monitoring across all 50 states.
Best for: Consumers with multiple derogatory items (collections, charge-offs, judgments) seeking experienced dispute representation, New York metro-area clients who prefer a local firm with a long track record
Enchanting Murphy Credit Consulting disputes credit report errors and negotiates with creditors to improve client credit scores. They operate on a results-based payment model.
Best for: Consumers with errors or inaccuracies on their credit reports needing formal disputes, Individuals seeking creditor negotiation support without paying upfront fees
Credit repair company that disputes negative items on credit reports and provides credit analysis and document preparation services starting at $49/month.
Best for: Consumers with negative items on credit reports seeking professional dispute assistance, Those who want real-time monitoring and professional handling rather than DIY disputes
Independent, fee-based financial planning and wealth management firm specializing in comprehensive, goal-oriented financial plans using values-based planning methodology.
Best for: Individuals and families seeking personalized financial planning aligned with personal values and long-term goals, Business owners needing comprehensive wealth management and financial planning services
Credzu is a credit repair marketplace platform that connects consumers with credit repair companies and experts, offering services with no advance fees and refundable deposits.
Best for: Consumers seeking a transparent, fraud-resistant credit repair service with escrow protection, Credit repair professionals and experts looking for guaranteed, compliant payment networks
AAFE Community Development Fund is a HUD-certified housing counselor and CDFI offering free homebuyer education, down payment assistance loans, and homeowner repair financing for low- to moderate-income New Yorkers.
Best for: First-time homebuyers in NYC with low-to-moderate income seeking education and down payment help, Asian American and immigrant communities in NY seeking bilingual housing counseling
Block Financial Resources is a New York-based mortgage broker offering pre-qualification, pre-approval, and refinancing services with access to 50+ wholesale lenders.
Best for: New York-based homebuyers and refinancers seeking faster processing timelines, Borrowers with non-standard loan needs (co-ops, foreign nationals, bank statement income, DSCR)
loanDepot is a mortgage lender offering home purchase, refinance, and home equity loans through a Manhattan branch with licensed loan consultants.
Best for: New York City area homebuyers seeking in-person mortgage consultation, Existing homeowners in Manhattan wanting to refinance with a local lender
Title insurance agent and real property research firm serving NY, NJ, CT, and DE with title searches, lien reviews, and closing services.
Best for: Real estate attorneys and law firms handling closings in NY, NJ, CT, or Delaware, Mortgage lenders and servicers needing title underwriting agents and policy issuance
Online payday loan connector offering $100â$1,000 cash advances with same-day to next-day funding. Also facilitates car title loans up to $35,000 with no credit check.
Best for: Borrowers with bad credit seeking quick emergency cash for unexpected bills, Vehicle owners needing larger amounts ($1,000â$35,000) who can use car title as collateral
Unable to verify. RiteCheck's website returns a 403 Forbidden error, preventing access to company information, service details, or operational status.
Unable to verify â RiteCheck's website returns a 403 Forbidden error, preventing access to company information, services, or operational details.
Unable to verify. RiteCheck's website (ritecheck.com) returned a 403 Forbidden error, preventing access to company information, services, or legitimacy details.
Equitable is a 165-year-old insurance and financial services company serving financial professionals, brokers, and RIAs with annuities, life insurance, retirement plans, and employee benefits.
Best for: Financial professionals and brokers seeking a stable, innovative partner for annuity and retirement income products, Registered Investment Advisers (RIAs) looking for fee-based annuities and wealth management strategies to integrate into advisory practices
Insurent provides lease guaranty (rental cosigner) services that guarantee rent payments to landlords, helping renters who don't meet financial qualification thresholds secure apartments across 775,000+ units.
Best for: Recent college graduates without established rental history, Self-employed or non-traditionally employed renters with irregular income documentation
AI-powered lease guarantee and renters insurance platform that helps renters get approved for apartments while protecting landlords against defaults, damages, and vacancy.
Best for: Renters with no U.S. credit history, including recent immigrants and international students, Renters who meet income requirements but fall short of traditional 3x rent thresholds or credit score minimums
BHG Financial offers personal and business loans up to $250K with terms up to 10 years, positioning itself as a fast, streamlined lender for debt consolidation and major expenses.
Best for: Professionals and business owners seeking $20Kâ$250K personal loans for debt consolidation or major expenses with flexible terms, Small business owners needing $25Kâ$500K in working capital, acquisition funding, or debt consolidation within 5â12 years
Tristate Financial Advisors is a wealth management and financial planning firm serving professionals across Philadelphia, Charlotte, Charleston, Nashville, and Washington DC with comprehensive retirement and investment strategies.
Best for: Employed professionals with complex compensation packages including stock options and deferred benefits, Individuals planning for retirement and seeking comprehensive financial strategy guidance
Chase Bank operates a nationwide network of ATMs providing cash withdrawals and access to banking services. Customers can locate nearby ATMs through Chase's online branch and ATM locator tool.
Best for: Chase Bank account holders seeking convenient cash access throughout the United States, Customers in major metropolitan areas like New York requiring multiple daily ATM access options
Santander Bank operates a network of ATMs across New York City, including standalone locations and co-branded ATMs at CVS pharmacies for convenient cash access.
Best for: New York City residents and workers seeking convenient cash access near Santander branch locations, Santander bank customers in Manhattan needing 24-hour ATM access for emergency cash withdrawals
Kasheesh is a fintech platform that lets you split a single purchase across multiple credit and debit cards in real-time, helping you maximize rewards and manage cash flow without taking on new debt.
Best for: Multi-card users who want to maximize rewards across several credit cards with different bonus categories, Renters and bill-payers facing large monthly expenses that exceed individual card limits
Citi is a major financial services company offering credit cards, checking accounts, mortgages, personal loans, and investment services through citi.com.
Best for: Consumers seeking to consolidate high-interest debt using a 21-month 0% APR balance transfer offer, Cashback-focused reward seekers wanting uncapped 2% returns with no annual fee
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in New York offer free guidance at consumerfinance.gov.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.