Omaha, NE

Credit Repair & Financial Services in Omaha

Compare 5 credit repair companies, personal lenders, and financial services in Omaha, Nebraska. All independently reviewed with BBB ratings and pricing.

Nebraska avg credit score: 720 Median income: $73,755 Poverty rate: 10% Payday loans: Restricted Nebraska overview →

Top Rated in Omaha

5 companies
Dundee Bank logo

Dundee Bank

Dundee Bank is a community-focused bank serving Omaha, Nebraska with checking, savings, CDs, mortgages, and treasury services across four local locations.

4.2/5
Contact BBB:

Best for: Omaha-based small business owners seeking relationship banking and treasury services, Local residents who value community reinvestment and want to support local causes through their banking

Enterprise Bank logo

Enterprise Bank

Enterprise Bank is a full-service bank offering personal and business checking, savings, lending, and digital banking solutions with branches and ATM access.

4.2/5
Contact BBB:

Best for: Customers seeking a full-service bank with both personal and business banking needs, Business owners requiring integrated accounting software connectivity and cash management services

First National Bank Of Omaha logo

First National Bank Of Omaha

FNBO is an independent, family-owned bank offering personal, business, and wealth banking solutions across checking, savings, mortgages, and lending products with nearly 170 years of operation.

4.2/5
Contact BBB:

Best for: Small business owners seeking free business checking with personalized service in FNBO's service regions, Customers prioritizing relationship-based banking with local decision-making over national chain operations

Credit Advisors Foundation logo

Credit Advisors Foundation

Non-profit credit counseling organization providing debt management, bankruptcy guidance, and financial education since 1991. Offers free confidential counseling with certified advisors.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking consolidation into a single manageable payment, Individuals considering bankruptcy who need pre-bankruptcy counseling and guidance

Credit Advisors Foundation logo

Credit Advisors Foundation

Non-profit credit counseling foundation offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-certified counselors help clients reduce payments up to 50%.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking legitimate non-profit counseling and structured repayment plans, Individuals considering bankruptcy who need professional guidance before filing

Banks & Credit Unions in Omaha

View all →
Dundee Bank logo

Dundee Bank

Dundee Bank is a community-focused bank serving Omaha, Nebraska with checking, savings, CDs, mortgages, and treasury services across four local locations.

4.2/5
Contact BBB:

Best for: Omaha-based small business owners seeking relationship banking and treasury services, Local residents who value community reinvestment and want to support local causes through their banking

Enterprise Bank logo

Enterprise Bank

Enterprise Bank is a full-service bank offering personal and business checking, savings, lending, and digital banking solutions with branches and ATM access.

4.2/5
Contact BBB:

Best for: Customers seeking a full-service bank with both personal and business banking needs, Business owners requiring integrated accounting software connectivity and cash management services

First National Bank Of Omaha logo

First National Bank Of Omaha

FNBO is an independent, family-owned bank offering personal, business, and wealth banking solutions across checking, savings, mortgages, and lending products with nearly 170 years of operation.

4.2/5
Contact BBB:

Best for: Small business owners seeking free business checking with personalized service in FNBO's service regions, Customers prioritizing relationship-based banking with local decision-making over national chain operations

Free Help in Omaha

View all →
Credit Advisors Foundation logo

Credit Advisors Foundation

Non-profit credit counseling organization providing debt management, bankruptcy guidance, and financial education since 1991. Offers free confidential counseling with certified advisors.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking consolidation into a single manageable payment, Individuals considering bankruptcy who need pre-bankruptcy counseling and guidance

Credit Advisors Foundation logo

Credit Advisors Foundation

Non-profit credit counseling foundation offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-certified counselors help clients reduce payments up to 50%.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking legitimate non-profit counseling and structured repayment plans, Individuals considering bankruptcy who need professional guidance before filing

Your Rights in Nebraska

Nebraska Consumer Protections: Nebraska voters approved a 36% APR cap on payday loans in 2020, dramatically reducing high-cost lending in the state. The general usury cap is 16% for consumer loans. The Department of Banking and Finance regulates consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Nebraska usury cap: 36% APR cap on payday loans (Initiative 428, 2020); 16% general usury cap. Payday lending is restricted (max $500).

Key Regulations:
  • Initiative 428 (2020) capped payday and similar short-term loans at 36% APR.
  • The general usury cap is 16% for most consumer loans.
  • Licensed delayed deposit services must comply with the 36% APR cap.
  • The Nebraska Consumer Protection Act prohibits deceptive lending practices.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Nebraska Attorney General Consumer Protection Division.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.