Compare 68 credit repair companies, personal lenders, and financial services in Tampa, Florida. All independently reviewed with BBB ratings and pricing.
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches â a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6Kâ$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices.
Best for: Individuals with personal items (jewelry, tools, firearms, electronics) seeking immediate cash without credit checks, Budget-conscious shoppers looking to purchase used goods at discounted prices in Tampa area
A-Universal Pawn is a pawn shop located in Tampa, Florida offering collateral-based loans and merchandise sales at 3911 W Waters Ave.
Best for: Consumers needing immediate cash without credit checks who have items of value, Individuals seeking collateral-based loans as alternative to traditional lending
Anthony D'Amato is a licensed mortgage originator at Home Access Financial in Tampa specializing in residential mortgages, construction financing, and first-time homebuyer education with 10+ years of experience.
Best for: First-time homebuyers in the Tampa Bay area seeking patient guidance through the mortgage process, Borrowers seeking construction financing alongside residential mortgage origination services
ACE Cash Express offers small emergency loans, title loans, check cashing, and financial services with multiple locations and same-day funding options.
Best for: Consumers needing emergency cash quickly with collateral (title loans), Individuals seeking check cashing or bill payment services outside traditional banking hours
ACE Cash Express offers small emergency loans, title loans, check cashing, and financial services with multiple locations nationwide and online lending options.
Best for: Consumers needing same-day or quick cash with physical store access in their area, Borrowers with vehicle equity seeking title loan products
Advance America offers payday loans ($100-$500), installment loans ($100-$1,000), and title loans ($2,000-$25,000) with same-day funding at physical locations and online.
Best for: Consumers facing immediate cash shortfalls between paychecks with no alternative funding sources, Vehicle owners needing larger emergency funds ($2,000+) who can manage title loan risks
5 Star Car Title Loans offers secured loans up to $50,000 using vehicle titles as collateral, with same-day funding and no prepayment penalties.
Best for: Vehicle owners with immediate cash needs ($500-$5,000) who cannot qualify for traditional loans, Borrowers who need emergency funds for urgent expenses and have vehicle equity
5 Star Car Title Loans offers secured loans up to $50,000 using vehicle titles as collateral, with same-day funding and no prepayment penalties.
Best for: Borrowers with urgent cash needs and vehicle equity who cannot qualify for traditional bank loans, People with poor credit seeking same-day or next-day funding for emergencies
Car Title Loans Advance is a title loan connector in Detroit that links borrowers with third-party lenders offering fast cash loans secured by vehicle titles, welcoming applicants with bad or no credit.
Best for: Consumers with poor credit or no credit history who cannot qualify for traditional personal loans and need emergency cash within days, Vehicle owners facing immediate financial crises (medical bills, utility shutoffs, eviction risk) who have exhausted other options and can afford to repay quickly
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches â a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
Family-owned pawn shop operating in Tampa, Florida since 1986, buying and selling jewelry, firearms, tools, fishing equipment, and electronics at competitive prices.
Best for: Individuals with personal items (jewelry, tools, firearms, electronics) seeking immediate cash without credit checks, Budget-conscious shoppers looking to purchase used goods at discounted prices in Tampa area
A-Universal Pawn is a pawn shop located in Tampa, Florida offering collateral-based loans and merchandise sales at 3911 W Waters Ave.
Best for: Consumers needing immediate cash without credit checks who have items of value, Individuals seeking collateral-based loans as alternative to traditional lending
Cash America Pawn, operated by FirstCash Holdings, offers collateral-based pawn loans and retail merchandise at 3,300+ US, UK, and Latin America locations.
Best for: Consumers with no bank credit access who need fast cash without a credit check, People who want to sell gold, jewelry, electronics, or other valuables quickly for immediate cash
FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., Latin America, and the UK, buying and selling merchandise while offering non-recourse pawn loans.
Best for: Consumers with valuable collateral who need immediate cash without credit approval or documentation requirements, People facing short-term cash emergencies who can reliably redeem their pledged items within the redemption period
DolEx Dollar Express is a check-cashing service located in Tampa, Florida, offering financial transaction services including check cashing, money orders, and wire transfers during extended business hours.
Best for: Unbanked or underbanked individuals who need immediate check-cashing access, Workers paid by check seeking same-day funds without bank account delays
Florida Currency Exchange provides check cashing, money orders, wire transfers, and bill payment services at multiple Florida locations including Tampa.
Best for: Unbanked and underbanked Florida residents needing check cashing services, Consumers requiring money orders for bill payments
MoneyGram is a money transfer service offering domestic and international fund transfers through 36+ physical locations across Tampa, Florida, including partner retailers like Walmart, CVS, and independent stores.
Best for: Unbanked and underbanked consumers needing quick domestic or international fund transfers, Individuals sending money to family members in other states or countries
MoneyGram is a money transfer service offering domestic and international sending/receiving through 36+ locations across Tampa, Florida, with partnerships at retail chains and independent operators.
Best for: Tampa residents needing convenient domestic or international money transfers near retail shopping areas, Customers preferring to conduct transfers in-person at established retail partners like Walmart
Walmart-2-Walmart money transfer service powered by Ria Money Transfer, offering domestic transfers up to $900 at significantly reduced fees compared to Western Union and competitors.
Best for: Low-income and underbanked consumers sending frequent small remittances ($50-$500) to family or friends, Urban and suburban residents near Walmart locations who need cost-effective domestic money transfers
The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money transfers, and prepaid cards at 30+ year-old locations across Florida, including Tampa.
Best for: Customers needing immediate check cashing services during extended business hours, Borrowers seeking short-term payday loans for urgent, temporary cash needs only
Anthony D'Amato is a licensed mortgage originator at Home Access Financial in Tampa specializing in residential mortgages, construction financing, and first-time homebuyer education with 10+ years of experience.
Best for: First-time homebuyers in the Tampa Bay area seeking patient guidance through the mortgage process, Borrowers seeking construction financing alongside residential mortgage origination services
Florida-based mortgage lender offering home purchase loans, refinances, and HELOCs with personalized service. Claims 32+ years combined lending experience and emphasis on borrower relationships over profit.
Best for: First-time homebuyers in Florida seeking personalized mortgage guidance, Homeowners with substantial equity looking to access cash via HELOC for business or debt consolidation
Direct hard money lender in Tampa offering fast real estate investment loans with up to 70% LTV, no brokers, and approvals within 24 hours since 1978.
Best for: Real estate investors and house flippers needing rapid capital for time-sensitive deal closures, Borrowers with damaged credit or recent foreclosure/short sale history who cannot access conventional financing
First Team Lending is a mortgage broker connecting borrowers with multiple lenders to find competitive rates for home purchases and refinances.
Best for: Homebuyers seeking to compare rates across multiple lenders without contacting each individually, Homeowners exploring refinance options to lower payments or access home equity
Home Access Financial is a mortgage lender offering conventional, FHA, VA, USDA, and jumbo loans across Florida, North Carolina, South Carolina, Georgia, Texas, and Tennessee.
Best for: First-time homebuyers in southeastern or south-central states seeking government-backed loan options, Self-employed individuals and civil servants who may struggle to qualify with traditional lenders
Unable to verify. Pioneer Mortgage Funding's website returns a 403 Forbidden error, preventing access to company information, services, or legitimacy confirmation.
Mariner Finance is a nationwide personal loan lender with 98+ years of experience, operating physical branches in over half the U.S. states including Indianapolis, IN.
Best for: Borrowers who prefer in-person lending relationships and local community knowledge, Customers seeking multiple loan products from a single established lender (personal, auto, consolidation)
Symple Lending is a personal loan marketplace connecting borrowers with multiple lenders, offering rates starting at 6.99% APR and loan amounts up to $100,000 with funding as soon as next business day.
Best for: Borrowers with fair to good credit (600-749 score range) seeking personal loans for consolidation or major purchases, Consumers who want to compare multiple loan offers side-by-side without applying directly to multiple lenders
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6Kâ$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
CoinFlip Bitcoin ATM located at Soho Cigar in Tampa allows customers to buy Bitcoin and other cryptocurrencies with cash quickly and safely at 500 South Howard Avenue.
Best for: Unbanked or underbanked consumers who prefer cash transactions without traditional financial accounts, Cryptocurrency enthusiasts seeking quick cash-to-crypto conversion without online exchange accounts
Operating In The Black is a business loan marketplace that connects small business owners with multiple lenders, offering fast approvals and funding in as little as 24-72 hours.
Best for: Small business owners needing capital urgently for expansion, inventory, or equipment purchases, Entrepreneurs who value application speed and simplicity over exhaustive documentation requirements
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Tampa offer free guidance at consumerfinance.gov.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.