Tulsa, OK

Credit Repair & Financial Services in Tulsa

Compare 12 credit repair companies, personal lenders, and financial services in Tulsa, Oklahoma. All independently reviewed with BBB ratings and pricing.

Oklahoma avg credit score: 692 Median income: $61,364 Poverty rate: 14.5% Payday loans: Legal Oklahoma overview →

Top Rated in Tulsa

12 companies
American Bank And Trust Company logo

American Bank And Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

4.3/5
Contact BBB:

Best for: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

Bokf, National Association logo

Bokf, National Association

BOK Financial is a FDIC-insured bank offering checking, savings, CDs, HELOCs, mortgages, and wealth management services across multiple locations.

4.2/5
Contact BBB:

Best for: Consumers seeking FDIC-insured checking and savings accounts in BOK Financial's service areas, Homeowners interested in mortgages, home equity lines of credit, or home refinancing options

Grand Bank logo

Grand Bank

Family-owned bank offering traditional banking services including checking, savings, and mobile banking, with FDIC insurance protection and community-focused service.

4.2/5
Contact BBB:

Best for: Customers seeking personalized, relationship-based banking in the bank's service area, Community-minded individuals who prefer supporting local, family-owned financial institutions

Maplemark Bank logo

Maplemark Bank

Regional bank with 117-year history serving high net worth individuals and middle-market companies across Dallas, Texas and Tulsa, Oklahoma with sophisticated financial solutions.

4.2/5
Contact BBB:

Best for: High net worth individuals requiring sophisticated banking solutions, Family offices and private equity groups seeking specialized relationship banking

Oklahoma Capital Bank logo

Oklahoma Capital Bank

Oklahoma Capital Bank is a community bank serving the Tulsa area since 1963, offering checking accounts, online banking, and business services with FDIC insurance.

4.2/5
Contact BBB:

Best for: Tulsa-area residents and businesses seeking personalized, relationship-focused community banking, Small business owners prioritizing local banking relationships and fraud prevention support

Regent Bank logo

Regent Bank

FDIC-insured community bank offering personal and business checking, savings, lending, mortgages, and specialized services including agricultural, cannabis, and non-profit banking.

4.2/5
Contact BBB:

Best for: Faith-aligned consumers seeking community banking with values integration, Business owners in specialized sectors (agriculture, cannabis, healthcare, non-profit, tech) needing industry-specific banking

Banks & Credit Unions in Tulsa

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American Bank And Trust Company logo

American Bank And Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

4.3/5
Contact BBB:

Best for: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

Bokf, National Association logo

Bokf, National Association

BOK Financial is a FDIC-insured bank offering checking, savings, CDs, HELOCs, mortgages, and wealth management services across multiple locations.

4.2/5
Contact BBB:

Best for: Consumers seeking FDIC-insured checking and savings accounts in BOK Financial's service areas, Homeowners interested in mortgages, home equity lines of credit, or home refinancing options

Grand Bank logo

Grand Bank

Family-owned bank offering traditional banking services including checking, savings, and mobile banking, with FDIC insurance protection and community-focused service.

4.2/5
Contact BBB:

Best for: Customers seeking personalized, relationship-based banking in the bank's service area, Community-minded individuals who prefer supporting local, family-owned financial institutions

Maplemark Bank logo

Maplemark Bank

Regional bank with 117-year history serving high net worth individuals and middle-market companies across Dallas, Texas and Tulsa, Oklahoma with sophisticated financial solutions.

4.2/5
Contact BBB:

Best for: High net worth individuals requiring sophisticated banking solutions, Family offices and private equity groups seeking specialized relationship banking

Oklahoma Capital Bank logo

Oklahoma Capital Bank

Oklahoma Capital Bank is a community bank serving the Tulsa area since 1963, offering checking accounts, online banking, and business services with FDIC insurance.

4.2/5
Contact BBB:

Best for: Tulsa-area residents and businesses seeking personalized, relationship-focused community banking, Small business owners prioritizing local banking relationships and fraud prevention support

Regent Bank logo

Regent Bank

FDIC-insured community bank offering personal and business checking, savings, lending, mortgages, and specialized services including agricultural, cannabis, and non-profit banking.

4.2/5
Contact BBB:

Best for: Faith-aligned consumers seeking community banking with values integration, Business owners in specialized sectors (agriculture, cannabis, healthcare, non-profit, tech) needing industry-specific banking

Mortgages & Home Loans in Tulsa

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Quickcert, Inc. logo

Quickcert, Inc.

QuickCert provides HUD-approved reverse mortgage counseling nationwide with same-day service. Operating as a 501(c)(3) nonprofit, they specialize in HECM (Home Equity Conversion Mortgage) counseling.

4.0/5
Contact BBB: NR

Best for: Seniors age 62+ considering a reverse mortgage who need mandatory HUD-approved counseling, Homeowners nationwide seeking quick turnaround on required pre-loan counseling sessions

Tulsa Habitat For Humanity logo

Tulsa Habitat For Humanity

Green Country Habitat for Humanity helps hardworking families achieve affordable homeownership through nonprofit partnerships and community building since 1988.

3.9/5
Contact BBB: NR

Best for: Hardworking families with limited incomes seeking affordable homeownership, First-time homebuyers who cannot qualify for traditional mortgage financing

Your Rights in Oklahoma

Oklahoma Consumer Protections: Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Oklahoma usury cap: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300.

Key Regulations:
  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.
  • The Oklahoma Deferred Deposit Lending Act regulates all payday lenders.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oklahoma Attorney General Consumer Protection Unit.

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