Community bank established in 1906 offering checking, savings, lending, and financial services to individuals and businesses in Hominy, Oklahoma.
Editorially reviewed by Harvey Brooks
1st Bank in Hominy was founded as Bank of Commerce on February 10, 1906, by the Mullendore and Edgington families. The institution has undergone several name changes reflecting consolidations and charter transitions—becoming The National Bank of Commerce (1911), then merging with First National Bank to become The First National Bank in Hominy (1936). The bank has operated continuously for over 100 years as a locally owned and managed financial institution serving the Hominy community.
The bank offers a comprehensive suite of personal and business banking products. Personal services include checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. On the lending side, they provide consumer loans, commercial loans, real estate loans, agricultural loans, and mobile home loans. Account services feature online banking, e-statements, mobile banking, ATM/debit cards, safe deposit boxes, wire transfers, and notary services. They maintain competitive lobby hours (Mon-Fri 9am-3pm) and extended drive-thru hours (Mon-Fri 8am-5pm, Saturday 8am-12pm).
The bank distinguishes itself through community-focused positioning, emphasizing personal relationships and local ownership. Their messaging emphasizes that staff are "friends, neighbors, church members, and leaders in the community." They participate in the Transfund No-Surcharge ATM program, allowing cardholders to use Oklahoma QuikTrip and select 7-Eleven locations without surcharges. The bank provides account services exclusively to their customers (money orders, cashier's checks, notary services), reinforcing customer loyalty and engagement.
As a small community bank, 1st Bank in Hominy serves a limited geographic footprint and may have fewer advanced digital tools compared to larger regional or national institutions. Their fee structure includes standard charges ($27.50 NSF fee, $15 wire transfer fee, $2 ATM foreign transaction fee) that are competitive but not necessarily lower than online banks. The bank's strength lies in personalized service and community integration rather than technological innovation or competitive pricing on fees.
Yes. 1St Bank In Hominy is a registered company headquartered in Hominy, OK, founded in 1906. They hold a rating with the Better Business Bureau.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
1st Bank in Hominy is best suited for Hominy-area residents and local business owners who value personal relationships, community integration, and specialized lending products (agricultural, mobile home) over digital innovation or competitive fee pricing. The main caveat is their limited geographic footprint and narrower product sophistication compared to regional or national banks, making them less suitable for customers requiring advanced financial tools, investment products, or those relocating outside the Hominy community.
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