Candler Rd Pawn & Gun has operated in the Decatur, Georgia area for over 40 years, establishing itself as a community fixture in the greater Atlanta region. The shop is located at the intersection of Glenwood Road and Candler Road and serves customers seeking quick access to cash through collateral-based lending, as well as those buying, selling, or trading used and new merchandise.
The company offers a full spectrum of pawn shop services: short-term loans using personal property as collateral, direct purchasing of items, retail sales of new and used goods, and layaway services. Their inventory spans firearms and accessories (both new and used), jewelry, electronics, lawn care equipment, scrap gold, and musical instruments. They also advertise the ability to special-order firearms and accessories not currently in stock. Pawn loans have a 30-day minimum repayment period with no stated maximum if renewed on time.
Candler Rd Pawn & Gun distinguishes itself through longevity and specialization in firearms alongside traditional pawn services. The 40+ year operating history suggests customer trust and stability. Their emphasis on both new firearm sales and pawn lending creates a dual-revenue model that combines retail and lending services in a single location, which is less common than pawn shops focused solely on collateral lending.
The pricing structure carries significant cost: loans are capped at 25% annual percentage rate plus late fees, with a $10 filing fee on the first month. A $100 loan over 30 days costs $135 total—a 35% upfront cost. This is higher than payday loans in many states but reflects standard pawn shop economics. The company's transparency about terms is commendable, though consumers should understand that pawned items can be forfeited if loans aren't repaid, and the APR compounds quickly on renewed loans.