Family-owned pawn shop in Cutler Bay, FL since 1988 offering collateral-based loans, jewelry sales, and item appraisals with no credit check required.
Editorially reviewed by Harvey Brooks
Cash Inn South Jewelry & Pawn is a family-owned and operated pawn shop located at 21475 S. Dixie Highway in Miami/Cutler Bay, Florida. The business has been operating since 1988, making it a 36+ year established operation in the South Florida market. The company is fully licensed and insured, and markets itself as "Cutler Bay's #1 Source For No Credit loans."
The shop provides traditional pawn services including short-term personal loans secured by collateral, item appraisals, and the buying and selling of merchandise. Their inventory includes precious metals (silver, gold, platinum), collectible coins, jewelry, power tools, musical instruments, and electronics. They also maintain an eBay store for additional inventory sales. Loans are offered with low interest rates and short terms, positioned as emergency financing solutions for customers who may not qualify for traditional credit products.
Cash Inn South distinguishes itself through emphasis on professional customer service, fair pricing, and expert appraisals. Their website prominently features five-star customer reviews highlighting quick transactions, professional staff, clean store conditions, and helpful communication. They offer phone support to help customers maintain their pawned items. The business operates Monday-Saturday 8 AM-6 PM with a stated commitment to providing "a safe and secure location" for valuables and transactions.
As a pawn shop, this business functions as a collateral-based lender rather than a credit-based personal loan provider. Customers should understand that pawning items involves surrendering possession of valuables for the loan period, with risk of forfeiture if loans aren't repaid. While no credit check is required, the trade-off is that loan amounts are limited by collateral value and interest rates on pawn loans can be substantial compared to traditional financing.
Yes. Cash Inn South Jewelry & Pawn is a registered company headquartered in 21475 S Dixie Hwy, Miami, FL 33189. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Cash Inn South is best for borrowers with poor or no credit who own valuable items and need emergency cash within days rather than weeks. The main caveat is that pawn loans require surrendering possession of collateral and charge higher interest rates than traditional alternatives, making them suitable only for short-term needs and items customers can afford to lose.
Florida consumer law firm providing attorney-led bankruptcy, debt defense, and foreclosure defense across the state. Free initial consultation available.
Best for: Florida residents facing Chapter 7 or Chapter 13 bankruptcy, Homeowners in foreclosure seeking legal defense or loan modification
Miami pawn shop specializing in Rolex watches, gold jewelry, and luxury goods — offering collateral loans, buying/selling, and watch repair.
Best for: Miami-area residents needing immediate cash who own Rolex watches, gold jewelry, or designer handbags, Buyers seeking pre-owned Rolex or Cartier timepieces at below-retail prices from a specialist dealer
AA Credit Union is a federally insured credit union offering checking, savings, auto loans, mortgages, and credit cards to members. Headquartered with a 90-year history, it serves individuals and businesses.
Best for: Individuals seeking competitive auto financing with established credit history, Homebuyers comparing mortgage options with multiple term and rate structures
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash Inn South Jewelry & Pawn and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.