Cccs Of The Savannah Area, Inc.

CCCS of Savannah is a locally-based non-profit credit counseling organization that has operated for over 60 years in the Savannah, Georgia area. The organization positions itself as the only locally-based non-profit credit counseling agency in the region, emphasizing community roots and long-term commitment to the area.

The organization offers comprehensive financial counseling services including debt management programs, credit and budget counseling, housing counseling with certified counselors, first-time home buyer programs, reverse mortgage education, and foreclosure avoidance assistance. They provide a "My Virtual Counselor" tool that allows clients to estimate savings on debt management plans before meeting with a counselor in person. All initial consultations are offered free of charge through online appointments or phone contact.

CCCS of Savannah distinguishes itself through its non-profit status, emphasis on being judgment-free, employment of certified housing counselors, and a stated focus on community-related programs. The organization highlights successful client outcomes across multiple testimonials, with clients reporting credit card debt elimination, renegotiated rates and payments, and positive counseling experiences. The website emphasizes professional service and courteous customer support.

As a non-profit credit counseling agency, CCCS of Savannah is appropriate for consumers seeking legitimate debt management and financial education rather than debt settlement or credit repair. However, potential clients should understand that debt management plans may affect credit scores during repayment, and the organization's service area appears focused on the Savannah region specifically. Success depends on client commitment to the program and ability to meet agreed-upon payment terms.