Check Cashing Of Raleigh logo

Check Cashing Of Raleigh

2.3/5

Check Cashing of Raleigh provides check cashing, money orders, bill payments, and money transfers to residents across the Triangle area. Serves payroll, government, and tax checks with no holds.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Check Cashing Of Raleigh Review

Check Cashing of Raleigh is an established financial services provider located at 1100 Raleigh Blvd in Raleigh, North Carolina. The company has evolved from a basic check-cashing operation into a multi-service financial access point serving individuals and businesses across the Triangle region, including Raleigh, Garner, Wendell, Cary, Morrisville, Knightdale, Wake Forest, Apex, Holly Springs, Fuquay Varina, and surrounding areas.

The company offers a comprehensive suite of financial services beyond check cashing. Their core services include cashing payroll checks, government checks, and tax checks without holds or daily cash maximums. They also provide money orders (up to $500), Western Union money transfers to domestic and international recipients, bill payments for utilities and various service providers, and prepaid phone cards from major carriers including AT&T, T-Mobile, and Verizon. Additional services include money transfer options, bill payment facilitation, stamps, envelopes, photocopying, and faxing.

Check Cashing of Raleigh distinguishes itself through extended business hours (Mon-Fri 8am-8pm, Sat 8am-7pm), a strict policy requiring all checks to be signed in-store in front of employees, and service to a broad geographic area. Their website emphasizes "quick, convenient and personal solutions" and markets competitively with phrases like "Best Deals Guaranteed." They maintain Spanish-language resources and operate an authorized bill payment center.

The company operates as a traditional check-cashing service without apparent regulatory oversight information or transparent fee disclosure on their website. While they serve an underbanked population, customers should verify specific fees and compare rates before using their services, as check-cashing businesses typically charge percentage-based fees that vary by check type and amount.

Services & Features

Payroll check cashing
Government check cashing
Tax check cashing
Money orders (up to $500)
Western Union money transfers (domestic and international)
Bill payments (utilities, cable, credit cards, mortgages)
Prepaid phone cards (AT&T, T-Mobile, Verizon, TracFone, Boost, others)
Gift card cashing
Photocopying
Faxing
Stamps and envelopes
Authorized bill payment center services

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Extended business hours (Mon-Fri 8am-8pm, Sat 8am-7pm) accommodate working customers
  • No holds on checks and no daily cash maximums for payroll, government, and tax checks
  • Broad geographic service area covering 10+ Triangle region communities
  • Multiple check types accepted (payroll, government, tax) with low advertised fees
  • Western Union money transfer partnership enables domestic and international cash transfers
  • One-stop shop for check cashing, bill payments, money orders, and prepaid phone cards
  • Bilingual services available in Spanish

Cons

  • No transparent fee schedule published on website; customers must visit in-person to learn exact rates
  • Strict policy requiring all checks to be signed in-store limits convenience for some customers
  • No online or mobile check-cashing capability; requires in-person visit
  • Money orders capped at $500 maximum per order
  • Single physical location limits accessibility despite serving 10+ surrounding communities

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Check Cashing Of Raleigh legitimate?

Yes. Check Cashing Of Raleigh is a registered company headquartered in 1100 N Raleigh Blvd #112, Raleigh, NC 27610. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
1100 N Raleigh Blvd #112, Raleigh, NC 27610
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Check Cashing Of Raleigh

CreditDoc Diagnosis

Doctor's Verdict on Check Cashing Of Raleigh

Check Cashing of Raleigh is best for unbanked workers and residents in the Triangle area who need immediate access to payroll funds, bill payment services, or money transfers without a traditional bank account. The main caveat is that fees are not transparently posted online, requiring in-person visits to compare costs, and the company's single location may limit convenience despite serving a geographically broad customer base.

Best For

  • Unbanked and underbanked workers in the Raleigh Triangle area needing immediate access to payroll
  • People without traditional bank accounts requiring bill payment and money transfer services
  • Customers serving the surrounding Triangle communities seeking extended evening and Saturday hours
  • Spanish-speaking residents needing bilingual financial services
Updated 2026-04-01

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