Check On Hold logo

Check On Hold

5.0/5

Check On Hold provides check cashing, cash advances, money orders, and bill payment services at multiple Central Florida locations. Licensed, bonded, and insured financial services.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Check On Hold Review

Check On Hold operates as a financial services provider serving the Central Florida region, with a physical location in Altamonte Springs, FL. The company positions itself as a convenient alternative to traditional banking for customers needing immediate access to cash and financial services. According to their listing, they maintain multiple locations throughout Central Florida to increase accessibility for their customer base.

The company offers a range of services centered on cash access and payment solutions. Their primary offerings include check cashing, cash advance services, money order processing, and bill payment options. They emphasize convenience and speed of service as core value propositions for customers who need financial transactions completed quickly.

Check On Hold distinguishes itself through its licensing, bonding, and insurance status, which provides regulatory compliance and consumer protection. The company operates under the trade name "Almost A Bank" in some markets (notably Deltona, FL), suggesting a multi-brand operational strategy. Their focus on multiple locations suggests an effort to serve underbanked or geographically dispersed populations.

The company appears to serve customers seeking quick access to cash and basic financial services without traditional banking relationships. However, the website content is minimal and lacks detailed information about fees, terms, or competitive advantages beyond basic service offerings. Customers should verify current services and pricing directly, as the Yahoo Local listing appears to contain mixed or potentially outdated information.

Services & Features

Check cashing
Cash advance services
Money orders
Bill payment processing
Wire transfers
Multiple Central Florida locations

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Licensed, bonded, and insured lender providing regulatory compliance and consumer protections
  • Multiple locations throughout Central Florida for customer convenience
  • Offers cash advance services for immediate liquidity needs
  • Provides bill payment services beyond basic check cashing
  • Money order services available for secure fund transfers
  • Established phone line (866-311-3096) for customer inquiries

Cons

  • Limited online presence and minimal website information about services, fees, or terms
  • No transparency regarding check cashing fees, APR rates, or cash advance terms
  • Unclear whether services are available at all locations or vary by branch
  • No online application or service options mentioned; appears location-dependent

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
5.0
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Check On Hold legitimate?

Yes. Check On Hold is a registered company headquartered in 745 Orienta Ave, Altamonte Springs, FL 32701. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
745 Orienta Ave, Altamonte Springs, FL 32701
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Check On Hold

CreditDoc Diagnosis

Doctor's Verdict on Check On Hold

Check On Hold is appropriate for customers in Central Florida seeking quick check cashing and cash advance services without a traditional bank account. The primary caveat is the lack of transparent pricing and service details online—customers must contact locations directly to understand fees and terms before committing to services.

Best For

  • Unbanked or underbanked consumers needing immediate check cashing services
  • Customers requiring quick cash advances between paydays
  • Individuals without traditional bank accounts seeking bill payment solutions
Updated 2026-04-02

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