ACE Cash Express operates 10+ Phoenix-area locations offering check cashing, title loans, money transfers, and prepaid card services with extended evening hours.
Editorially reviewed by Harvey Brooks
ACE Cash Express is a financial services company operating multiple locations across the Phoenix metropolitan area, including stores in Phoenix, Glendale, Tempe, Mesa, Peoria, and Chandler. The company has established itself as a convenience-focused alternative financial services provider serving communities that may lack access to traditional banking services.
The company offers a diverse range of financial products and services including check cashing, title loans (both standard and title registration installment loans ranging from $100-$2,500), money transfers, money orders, bill payment services, and ATM access. They also provide banking products through partnerships, including the Porte prepaid banking account and Flare Account (banking services provided by Pathward, N.A., Member FDIC), as well as the ACE Elite Visa prepaid debit card for account holders seeking mobile banking capabilities.
ACE Cash Express distinguishes itself through extended store hours (most locations open 9 AM-8 PM, some until 7 PM), multiple convenient locations within the Phoenix area, in-person customer support at physical locations, and a combination of traditional check-cashing services with newer financial products. The integration of FDIC-insured banking products through Pathward suggests an effort to bridge alternative finance and mainstream banking access.
As an alternative financial services provider, ACE Cash Express serves consumers seeking quick access to cash and financial services outside traditional banking hours and locations. However, title loans and similar products typically carry higher costs than conventional loans, and consumers should carefully evaluate terms and fees. The company's strength lies in accessibility and convenience rather than competitive pricing for credit products.
Yes. Checks Cashed A.C.E is a registered company headquartered in 6402 S Central Ave, Phoenix, AZ 85042. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
ACE Cash Express is best for consumers in the Phoenix area who lack traditional bank access or need rapid check cashing and emergency cash solutions outside standard banking hours. The primary caveat is that title loans and alternative financial products carry substantially higher costs than conventional credit—these should only be used for genuine emergencies, not routine borrowing, and terms should be carefully reviewed before committing.
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