City Pawn logo

City Pawn

3.9/5

City Pawn Inc is a federally licensed pawnbroker in Tampa, FL specializing in firearms and other collateral-based lending.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

City Pawn Review

City Pawn Inc operates as a federally licensed pawnbroker based in Tampa, Florida, holding an active Federal Firearms License (FFL) issued by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The business is located at 3901 E Hillsborough Ave in Tampa's Hillsborough County and has maintained continuous federal licensing with their current license valid through January 1, 2028.

As a Type 02 FFL licensee, City Pawn Inc is authorized to engage in pawnbroking activities involving firearms other than destructive devices. This means they accept firearms as collateral for loans and facilitate firearm transfers under strict ATF regulatory compliance. The company operates under federal oversight and must maintain proper documentation and verification protocols for all firearms transactions, including the requirement that customers provide valid FFLs before any firearm transfers occur.

City Pawn Inc's primary distinction is their federal licensing status and specialization in firearms collateral. Unlike many general pawn shops, their FFL designation indicates they have met stringent federal requirements and regulatory standards set by the ATF. This licensing allows them to legally accept firearms as loan collateral and process firearms-related transactions in compliance with 27 CFR 478.94 and related federal regulations.

The company serves a niche market of customers seeking collateral-based loans, particularly those with firearms or valuable items to pledge. However, prospective customers should note that specific details about loan terms, interest rates, fees, the full range of accepted collateral items, and customer service policies are not available on this FFL registry page. Direct contact with the business is necessary to understand their complete service offerings, lending criteria, and operational policies.

Services & Features

Pawnbroking with firearms as collateral
Federal Firearms License (FFL) compliant firearm transactions
Collateral-based lending
Firearm transfers under ATF regulation 27 CFR 478.94
Type 02 FFL dealer services
ATF-regulated pawnbroker operations
Documentation and verification of firearms transactions
Compliance with federal firearms regulations

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Federally licensed by ATF with active FFL (1-59-057-02-8A-51800) valid through January 1, 2028
  • Specialized in firearms transactions with proper regulatory compliance under 27 CFR 478.94
  • Established physical location in Tampa, FL with verifiable contact information (813-237-5992)
  • Type 02 FFL designation indicates authorized dealer status for pawnbroking firearms transactions
  • Registered with IRS Region 1, District 59, providing verifiable federal standing

Cons

  • Website provides only FFL registry information with no details on loan terms, APR, fees, or repayment options
  • No information available about accepted collateral items beyond firearms
  • Firearm transfers require customers to obtain and provide valid FFL copies, adding complexity to transactions
  • No customer reviews, ratings, or testimonials accessible from provided website content
  • Limited transparency regarding business hours, loan amounts offered, or service areas

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is City Pawn legitimate?

Yes. City Pawn is a registered company headquartered in 3901 E Hillsborough Ave, Tampa, FL 33610. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
3901 E Hillsborough Ave, Tampa, FL 33610
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit City Pawn

CreditDoc Diagnosis

Doctor's Verdict on City Pawn

City Pawn Inc is best for individuals in the Tampa area seeking collateral-based loans who possess firearms or other valuable items to pledge. The main caveat is that this FFL registry listing provides only licensing verification and contact information; borrowers must contact the business directly to learn actual loan terms, fees, interest rates, and complete service offerings before making any commitments.

Best For

  • Individuals with firearms seeking short-term collateral-based loans
  • Gun owners needing quick cash without credit checks
  • Customers in the Tampa, FL area with valuable items to pawn
Updated 2026-04-01

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