CPLC Nevada logo

CPLC Nevada

3.9/5

HUD-approved non-profit offering free housing counseling, homebuyer education, and financial guidance across Nevada with specialized workforce and small business programs.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

CPLC Nevada Review

Chicanos Por la Causa (CPLC) Nevada is a community-based non-profit organization that has served the region for over thirty years, expanding from its initial Las Vegas office to provide comprehensive services across Nevada. The organization was founded on conversations with local leaders and community members who identified housing and economic needs in the Southwest region, and has grown to serve both youth and adults across multiple service areas.

CPLC Nevada offers a broad range of free and low-cost services including HUD-approved housing counseling, homebuyer education workshops (in English and Spanish), financial assessment and counseling, down payment assistance screening, and utility assistance in the Las Vegas area. Beyond housing, they operate specialized workforce programs including YouthBuild (for ages 16-24 seeking GED/high school equivalent with construction skills training), the Growth Opportunity Program (for justice-involved youth ages 15-18 with technology workforce training), and small business lending through CPLC Prestamos. In Northern Nevada, they provide behavioral health services and affordable housing support, while also offering HOPWA services for individuals and families living with HIV/AIDS.

What distinguishes CPLC Nevada is their dual focus on financial capability and workforce development, combined with HUD certification and over thirty years of demonstrated experience. Their services are specifically designed for underserved populations, including first-time homebuyers, justice-involved youth, and underrepresented entrepreneurs. The organization provides wraparound support services including mentorship, leadership development, case management, and technical assistance rather than simply transactional financial products.

The primary limitation is geographic focus—services are concentrated in Las Vegas and Northern Nevada rather than statewide, and some programs (like YouthBuild) have specific age and background requirements. Homebuyer workshops require advance registration and some online options carry a $99 fee. For consumers seeking immediate financial relief or credit repair, this organization is better suited to long-term financial stability and capability-building rather than emergency cash solutions.

Services & Features

HUD-approved housing counseling
Financial assessment and individualized financial action plans
Pre-purchase homebuyer counseling and education
Down payment assistance program screening for first-time homebuyers
Monthly homebuyer workshops in English and Spanish
Online homebuyer education (fee-based through eHomeAmerica partnership)
YouthBuild program with GED support, construction skills training, and workforce readiness
Growth Opportunity Program with technology workforce training for justice-involved youth
CPLC Prestamos small business lending, capital access, and technical business advising
HOPWA housing assistance and case management for individuals with HIV/AIDS
Behavioral health services (Northern Nevada)
Parenting education (Las Vegas area)

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • HUD-approved housing counseling agency with 30+ years of documented experience
  • Free financial assessment and housing counseling services designed to prevent foreclosure
  • Monthly homebuyer education workshops offered in both English and Spanish
  • Specialized workforce programs with paid work experience opportunities for youth ages 15-24
  • CPLC Prestamos provides capital and technical business assistance for underserved entrepreneurs
  • Comprehensive wraparound services including mentorship, case management, and leadership development
  • HOPWA program specifically addresses housing needs for individuals with HIV/AIDS

Cons

  • Services geographically limited to Las Vegas area and Northern Nevada rather than statewide
  • Workforce programs have strict age and eligibility requirements (YouthBuild: 16-24; Growth Opportunity: 15-18 with justice system involvement)
  • Online homebuyer education option requires $99 fee, which may exclude lowest-income participants
  • No emergency financial assistance or same-day funding products available
  • Limited information provided on HOPWA and behavioral health service specifics on the website

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is CPLC Nevada legitimate?

Yes. CPLC Nevada is a registered company headquartered in 555 N Maryland Pkwy, Las Vegas, NV 89101. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
555 N Maryland Pkwy, Las Vegas, NV 89101
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit CPLC Nevada

CreditDoc Diagnosis

Doctor's Verdict on CPLC Nevada

CPLC Nevada is best for consumers seeking free, nonprofit financial counseling and long-term financial stability support rather than emergency loans. The organization is ideal for first-time homebuyers, disconnected youth, and entrepreneurs in the Las Vegas and Northern Nevada regions, but offers no quick-cash or credit repair solutions.

Best For

  • First-time homebuyers in Clark County seeking HUD-certified counseling and down payment assistance screening
  • Young adults ages 16-24 without high school diploma seeking GED, construction skills training, and employment pathways
  • Underserved small business owners and entrepreneurs seeking affordable capital and technical business advising
  • Justice-involved youth ages 15-18 seeking mentorship, technology workforce training, and educational re-engagement
Updated 2026-04-01

More Lenders in Las Vegas

TheCarWiz Auto Broker logo

TheCarWiz Auto Broker

Online car-buying concierge that handles negotiations, financing, and paperwork for buyers — free to consumers, with home delivery and remote signing available nationwide.

4.1/5
Contact BBB: NR

Best for: Car buyers who want to avoid negotiating at a dealership entirely, Consumers seeking vehicle delivery to their home without an in-person dealer visit

5 Star Funding Group logo

5 Star Funding Group

5 Star Funding Group offers a broad range of commercial financing solutions including SBA loans, equipment financing, merchant cash advances, and commercial real estate loans for businesses of all sizes.

4.0/5
Contact BBB: NR

Best for: Business owners needing specialized financing (equipment, real estate, franchise, or church loans), Entrepreneurs with non-traditional income or credit who need customized lending solutions

ACCESS CDFI logo

ACCESS CDFI

Community Development Financial Institution (CDFI) headquartered in Las Vegas offering affordable small business loans, micro loans, and contract financing to Nevada entrepreneurs underserved by traditional banks.

4.0/5
Contact BBB: NR

Best for: Nevada-based small business owners and startups rejected by traditional banks due to limited credit history or collateral, Entrepreneurs currently paying high-interest or predatory loans looking to refinance with affordable alternatives

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to CPLC Nevada and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.