Eagle Bank And Trust Company logo

Eagle Bank And Trust Company

4.2/5

Arkansas-based community bank operating since 1919 with 13 locations across five states, offering personal and business banking, mortgages, and mobile services.

Editorially reviewed by Harvey Brooks

Free to Use BBB: Free Consultation Visit Website

Eagle Bank And Trust Company Review

Eagle Bank & Trust Company was founded in 1919 and is one of Arkansas's oldest continuously operating banks, notably remaining open throughout the Great Depression. Today, the institution operates as a healthy, successful, and well-capitalized community bank with 13 full-service locations and mortgage loan production offices spanning five states: Arkansas, Idaho, Louisiana, Tennessee, and Mississippi. The bank maintains its original commitment to local communities and economic development.

Eagle Bank offers a comprehensive range of banking services including personal checking accounts, business checking accounts, mobile banking, mortgage loans, and specialized products like the Summit 55 Travel program. Their service offerings are organized by life stage, with dedicated personal banking, business banking, and mortgage loan divisions. The bank provides digital tools including mobile banking platforms and financial calculators to support customer decision-making.

What distinguishes Eagle Bank is its status as a locally owned, privately held institution that has maintained continuous operations for over a century. The bank emphasizes heritage, community commitment, and personalized service rather than competing primarily on technology or product innovation. Their long operational history through major economic crises demonstrates institutional stability and customer trust.

Eagle Bank is best suited for customers prioritizing community banking relationships and local reinvestment over cutting-edge digital features or competitive rates. As a regional community bank, they may have higher fees and less competitive rates than larger national institutions or online banks. However, they offer the advantage of local decision-making, relationship-based banking, and demonstrated commitment to their service areas.

Services & Features

Personal checking accounts
Business checking accounts
Mobile banking platform
Mortgage loans for home purchase and refinance
Summit 55 Travel program
Financial calculators
Personal banking services
Business banking services
Mortgage loan production services
Community banking relationship management
Full-service branch banking at 13 locations
Multi-state banking services

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Over 105 years of continuous operation, including throughout the Great Depression, demonstrating institutional stability
  • Locally owned and privately held, ensuring local decision-making and community reinvestment
  • 13 full-service locations across five states (Arkansas, Idaho, Louisiana, Tennessee, Mississippi) providing multi-state reach
  • Comprehensive service offerings including personal banking, business banking, mortgages, and specialized travel programs
  • Mobile banking platform available for digital-first customers
  • Well-capitalized community bank status indicating financial health and regulatory compliance
  • Documented commitment to community volunteerism and economic development

Cons

  • As a regional community bank, likely to have higher fees and less competitive rates than national or online banking alternatives
  • Limited digital innovation compared to neobanks or tech-forward financial institutions
  • No mention of specialized lending products like personal loans, credit cards, or lines of credit beyond mortgages
  • Smaller institution may have fewer ATM locations than major national banks
  • Limited information provided about specific account features, interest rates, or fee structures on website

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

Is Eagle Bank And Trust Company legitimate?

Yes. Eagle Bank And Trust Company is a registered company headquartered in Little Rock, AR, founded in 1919. They hold a rating with the Better Business Bureau.

How long does Eagle Bank And Trust Company take to show results?

Account opening typically takes 1-3 business days. Loan decisions vary by product.

Quick Facts

Founded
1919
Headquarters
Little Rock, AR
BBB Rating
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #3873
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Eagle Bank And Trust Company

CreditDoc Diagnosis

Doctor's Verdict on Eagle Bank And Trust Company

Eagle Bank is best for customers in their service regions (Arkansas, Idaho, Louisiana, Tennessee, Mississippi) who prioritize relationship-based community banking and local reinvestment over competitive pricing or cutting-edge digital features. The main caveat is that as a regional community bank, customers should compare their rates and fees against national banks and online alternatives, as community banks typically charge higher fees and offer lower deposit rates.

Best For

  • Customers in Arkansas, Idaho, Louisiana, Tennessee, or Mississippi seeking relationship-based community banking
  • Business owners and entrepreneurs prioritizing local lending decisions and personalized service
  • Homebuyers seeking mortgage services from a locally rooted lender with deep community ties
  • Customers who value banking institution stability and long-term community commitment over competitive rates
Updated 2026-03-21

More Lenders in Little Rock

Bank Ozk logo

Bank Ozk

Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.

4.3/5
Contact BBB:

Best for: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing specialized lending services

Bank Of Little Rock logo

Bank Of Little Rock

Bank of Little Rock is a community bank offering FDIC-insured checking, savings, and lending products to individuals and businesses in Arkansas.

4.2/5
Contact BBB:

Best for: Arkansas residents in Little Rock, Pulaski County, or Saline County seeking high-yield checking accounts with active debit card usage, Local small business owners and entrepreneurs needing relationship-based lending and community bank support

Nsc (Naca Counseling Subsidiary) - Little Rock, Ar logo

Nsc (Naca Counseling Subsidiary) - Little Rock, Ar

NACA is a national nonprofit that provides free HUD-approved housing counseling and character-based mortgage lending to help low-to-moderate-income families achieve affordable homeownership without down payments or closing costs.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers with low-to-moderate incomes who lack down payment savings, People with poor or non-existent credit histories who have been rejected by traditional lenders

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Eagle Bank And Trust Company and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.