EZ Pawn Corp

EZ Pawn Corp is a third-generation pawnbroking business founded in 1996 by David Kaminsky, whose grandfather Martin established Gem Pawnbrokers in Brooklyn in 1947. The company traces its roots to post-WWII New York and has expanded to 17 conveniently located stores throughout New York City. The business maintains family operational control and emphasizes the continuity of expertise passed down across three generations of pawnbroking experience.

EZ Pawn Corp offers core pawnshop services including collateral-based loans where customers bring items of value for appraisal and immediate cash disbursement. The company advertises a loan rate of 4% per month, with a loan calculator showing example fees. They also operate a buy/sell retail operation for jewelry, electronics, and other merchandise. The company explicitly notes it serves those in Active Duty military and their dependents under the Military Lending Act at 36% APR. Customers can receive same-day cash loans without credit checks, typical of pawn operations.

EZ Pawn Corp distinguishes itself through emphasis on customer service quality, trained loan officers for appraisals, professional store operations, and community involvement. The company partners with charities including Kiss Cares Coat Drive and NYC AIDS Walk. They have received media coverage from CBS 2 New York and The New York Times, positioning themselves as a growing alternative to traditional lending. Leadership actively discusses serving customers seeking short-term bridge loans and bargain retail shopping.

Prospective customers should understand that pawnshop loans are secured by personal property, require item surrender, and carry monthly interest rates substantially higher than traditional credit (4% monthly equals 48% APR). The website discloses that fees are subject to change and exclude storage, handling, and potential late fees. Like all pawn operations, this is a collateral-based lending model with redemption requirements, not unsecured personal credit.