FFS - Ashland Division Currency Exchange logo

FFS - Ashland Division Currency Exchange

2.3/5

Multi-service currency exchange and check-cashing facility in Chicago's Ashland Division offering check cashing, money transfers, vehicle registration, and foreign currency exchange.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

FFS - Ashland Division Currency Exchange Review

FFS – Ashland Division Currency Exchange is a long-established financial services provider located at 1545 W Division Street in Chicago, Illinois. Operating as part of the broader Currency Exchange Association network, it serves the local community with extended hours (7 AM–9 PM weekdays, 8 AM–6 PM Saturday) and multilingual support in English and Spanish.

The company offers a comprehensive suite of services centered on check cashing but extending well beyond traditional currency exchange. Core financial services include check cashing (personal and business), money orders, money transfers, electronic bill pay, and ATM access. They also provide prepaid financial products like Prepaid Visa® Cards and Ventra Cards. A significant portion of their business involves government services—vehicle title and registration processing, license plate renewals, Cook County vital records, and city vehicle stickers.

What distinguishes FFS is their positioning as a one-stop financial services hub that explicitly positions itself against traditional banks and corporate institutions. Their marketing emphasizes convenience, personal service, and the ability to handle multiple financial and administrative needs under one roof. The company maintains direct integration with Illinois Secretary of State facilities for vehicle registration, suggesting established institutional partnerships.

As a check-cashing and currency exchange business, FFS is best suited for consumers who need immediate cash access, prefer local service over banks, or require specialized services like vehicle registration without visiting multiple government offices. However, consumers should be aware that check-cashing services typically charge fees (not disclosed on the website), and this is not a deposit-taking financial institution offering savings accounts, loans, or traditional banking products.

Services & Features

Check cashing (personal and business)
Money orders
Money transfers
Foreign currency exchange
Electronic bill pay
ATM service
Vehicle title and registration processing
License plate renewals and new license plates
Cook County birth, marriage, and death certificates
Notary public services
Prepaid Visa® cards
City vehicle stickers

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Extended hours: Open 7 AM–9 PM weekdays and 8 AM–6 PM Saturday for working consumers
  • One-stop convenience: Handles check cashing, money orders, vehicle registration, vital records, and bill payment in one location
  • Multilingual support in English and Spanish accommodates diverse Chicago community
  • Direct integration with Illinois Secretary of State for vehicle registration with guaranteed license plates same-day
  • ATM access available on-site for balance inquiries and cash withdrawals
  • Notary public services and fax services available for document handling
  • Business check cashing option for small business owners needing immediate funds

Cons

  • Check-cashing fees not disclosed on website; consumers must contact for specific rate information
  • No deposit accounts, savings products, or credit services—not a full-service financial institution
  • Vehicle registration services require specific documentation (not fully detailed); customers must call ahead to confirm requirements
  • Limited to one physical location (Ashland Division); no online or mobile banking capabilities
  • Closed Sundays, limiting weekend access for some consumers

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is FFS - Ashland Division Currency Exchange legitimate?

Yes. FFS - Ashland Division Currency Exchange is a registered company headquartered in 1545 W Division St, Chicago, IL 60642. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
1545 W Division St, Chicago, IL 60642
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit FFS - Ashland Division Currency Exchange

CreditDoc Diagnosis

Doctor's Verdict on FFS - Ashland Division Currency Exchange

FFS – Ashland Division Currency Exchange is best for unbanked or underbanked Chicago residents who need check cashing, money transfers, and basic financial services combined with government document processing in one convenient location. The main caveat is that this is not a bank or lender—it offers no credit products, savings accounts, or lending services, and check-cashing fees (the primary revenue model) are not transparently disclosed.

Best For

  • Unbanked and underbanked Chicago residents needing check cashing and basic financial services
  • Vehicle owners needing quick title transfers and registration renewals without DMV visits
  • Small business owners requiring same-day business check cashing and bill payment
  • Spanish-speaking consumers seeking accessible financial services with multilingual support
Updated 2026-04-02

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