Florida Currency Exchange logo

Florida Currency Exchange

2.3/5

Florida Currency Exchange provides check cashing, money orders, wire transfers, and bill payment services at multiple Florida locations including Tampa.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Florida Currency Exchange Review

Florida Currency Exchange is a check-cashing and currency exchange service operating multiple locations across Florida. The company serves consumers and businesses needing quick access to cash and financial transaction services without a traditional bank account. They position themselves as an alternative to banking institutions for routine financial needs like depositing checks and sending money.

Based on their web presence, Florida Currency Exchange offers check cashing, money orders, wire transfers, and bill payment services. Their website indicates multiple Florida locations, including a Tampa International Plaza Mall location. The company appears to focus on serving unbanked and underbanked consumers who need accessible financial services.

The company operates in a competitive segment with established players like Money Mart and ACE Cash Express. Their multi-location presence across Florida suggests reasonable geographic accessibility. However, limited public information about their specific fee structures, service hours, or competitive advantages is publicly available.

Consumers should verify current location hours, fee schedules, and service availability before visiting. Check-cashing services typically charge percentage-based fees (commonly 1-3% of check value) that should be compared across providers. The 403 error on their location page suggests potential website maintenance issues that may affect service information accessibility.

Services & Features

Check cashing
Money orders
Wire transfers
Bill payment services
Currency exchange
Cash access for check deposits

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Multiple Florida locations for geographic accessibility
  • Offers money orders for bill payment and financial transactions
  • Provides wire transfer services for sending money
  • Check cashing available without requiring bank account
  • Established presence in Florida market suggests operational stability

Cons

  • Website accessibility issues (403 error on location page) limit ability to verify current services and hours
  • No transparent fee schedule publicly displayed online
  • Limited online presence and service information compared to major competitors
  • No clear information about ID requirements, maximum check amounts, or service limitations
  • Inability to verify current operating hours or confirm all advertised services are available

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Florida Currency Exchange legitimate?

Yes. Florida Currency Exchange is a registered company headquartered in 2223 N Westshore Blvd, Tampa, FL 33607. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
2223 N Westshore Blvd, Tampa, FL 33607
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Florida Currency Exchange

CreditDoc Diagnosis

Doctor's Verdict on Florida Currency Exchange

Florida Currency Exchange is best suited for Florida residents needing traditional check-cashing services without a bank account. The primary caveat is that website technical issues limit access to current location information, hours, and fees—consumers should call ahead to confirm services and pricing before visiting any location.

Best For

  • Unbanked and underbanked Florida residents needing check cashing services
  • Consumers requiring money orders for bill payments
  • People needing emergency wire transfer services at physical locations
Updated 2026-04-01

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