Community bank offering personal and business checking, savings, CDs, and trust services with over 100 years of local presence and FDIC insurance.
Editorially reviewed by Harvey Brooks
High Plains Bank is a community-focused bank with more than 100 years of operating history, positioned as a family and employee-owned institution. The bank emphasizes relationship-based banking and commitment to community vitality, with offices in Longmont and multiple locations serving the High Plains region. Their mission centers on empowering customers through personal financial management and supporting business growth in their communities.
High Plains Bank offers a comprehensive suite of banking services including personal checking and savings accounts, certificate of deposit (CD) products with competitive rates, online and mobile banking through their HPBGO platform, business accounts and merchant services, and commercial lending solutions. They also provide trust, estate, and investment services through a dedicated team located at their Downtown Longmont office at 385 Main Street. Their offerings include cash management tools, digital banking platforms, and customizable business solutions designed for both small and large commercial clients.
The bank distinguishes itself through its positioning as "craft banking" — emphasizing personalized, relationship-driven service combined with modern digital tools. They highlight partnership with Longs Peak Advisory Services for wealth management, integration of superior human support with best-in-class digital banking, and years of commercial lending expertise. As a community bank rather than a large national institution, they claim to understand local cash flow needs and position themselves as integral to thriving communities.
The website content is primarily marketing-focused and lacks specific details about fees, interest rates (except a general mention of competitive CD rates), minimum account balances, or specific lending terms. While FDIC insurance is prominently displayed for deposits, trust and investment products are explicitly noted as not FDIC-insured. The website provides contact options and location information but limited concrete product specifications that would allow consumers to compare offerings against competitors. Many banks offer installment loans with fixed monthly payments, giving borrowers a clear payoff timeline.
Yes. High Plains Bank is a registered company headquartered in Flagler, CO, founded in 1908. They hold a rating with the Better Business Bureau.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
High Plains Bank is best for customers in the High Plains region seeking traditional community banking with modern digital convenience, particularly small business owners needing relationship-based lending or families requiring trust and estate services. The primary caveat is the lack of transparent pricing information on the website; interested customers should contact the bank directly for specific rates, fees, and product terms before opening accounts.
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