Mid City Currency Exchange logo

Mid City Currency Exchange

3.8/5

Mid City Currency Exchange offers check cashing, money orders, wire transfers, and bill payment services in Chicago. Located on W Armitage Ave with convenient weekday hours.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Mid City Currency Exchange Review

Mid City Currency Exchange, Inc. is an established currency exchange and financial services provider located in Chicago's West Side at 3565 W Armitage Avenue. The company operates as a member of the Currency Exchange Association, indicating participation in a recognized industry trade organization that sets standards for currency exchange and related financial services.

The company provides essential financial services including check cashing, money orders, wire transfers, and bill payment processing. These services are designed to serve customers who may not have traditional bank accounts or need quick access to cash and payment solutions. Currency exchange operations allow customers to convert between different currencies, a service particularly valuable in diverse urban communities with international residents and business needs.

Mid City Currency Exchange maintains a physical storefront presence with direct phone and fax contact options, indicating a traditional brick-and-mortar service model. The business operates Monday through Friday from 9:00 AM to 5:00 PM, with weekend closure. English-language service is available, and the company has maintained consistent operations in the Chicago market.

As a check-cashing and currency exchange service, Mid City serves customers seeking alternatives to traditional banking for basic financial transactions. However, prospective customers should be aware that check-cashing services typically charge fees per transaction, and rates for currency exchange services vary based on market conditions. The company's limited hours (weekdays only, closing at 5:00 PM) may not accommodate customers with non-traditional schedules. No information about fee structures, specific exchange rates, or competitive pricing comparisons is available from the provided website content.

Services & Features

Check cashing
Money orders
Wire transfers
Bill payment processing
Currency exchange
In-person financial transactions
Customer service by phone
Customer service by fax

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Located in accessible Chicago neighborhood with clear street address at 3565 W Armitage Ave
  • Member of Currency Exchange Association, indicating industry affiliation and standards compliance
  • Direct phone (773-342-5643) and fax (773-342-5647) contact available for customer service
  • Offers multiple financial services including check cashing, money orders, wire transfers, and bill payment
  • Currency exchange services available, valuable for international transactions and diverse communities
  • Consistent weekday operating hours (9 AM-5 PM Monday-Friday) provide predictable access
  • Established business presence in Chicago market demonstrating operational longevity

Cons

  • No published fee schedule, exchange rates, or pricing information available online
  • Limited operating hours—closed weekends and after 5 PM weekdays, restricting access for working customers
  • No online services or digital payment options mentioned; in-person visits required
  • No customer reviews, ratings, or testimonials available to evaluate service quality
  • Unclear competitive positioning or fee competitiveness compared to other Chicago check-cashing services

Rating Breakdown

Value
5.0
Effectiveness
3.0
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Mid City Currency Exchange legitimate?

Yes. Mid City Currency Exchange is a registered company headquartered in 3565 W Armitage Ave, Chicago, IL 60647. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
3565 W Armitage Ave, Chicago, IL 60647
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Mid City Currency Exchange

CreditDoc Diagnosis

Doctor's Verdict on Mid City Currency Exchange

Mid City Currency Exchange is best for Chicago-based customers without bank accounts who need basic financial services like check cashing and money orders during weekday business hours. The main caveat is the complete lack of published pricing information and the limitation to in-person transactions with no online options available.

Best For

  • Chicago residents without traditional bank accounts needing check cashing and money order services
  • International customers requiring currency exchange in the West Side neighborhood
  • Customers with weekday availability during standard business hours
Updated 2026-04-02

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