Money Mart is a financial services retailer offering check cashing, cash advance loans ($100-$1,000), MoneyGram transfers, money orders, and prepaid cards at physical locations across multiple states.
Editorially reviewed by Harvey Brooks
Money Mart operates as a multi-service financial services provider under Dollar Financial Group, with a significant presence in Alaska, Arizona, California, Louisiana, and Florida. The company positions itself as a convenient one-stop destination for consumers seeking immediate cash access and money transfer services without traditional banking relationships. Their core offerings include check cashing (with mobile app capability), short-term cash advance loans ranging from $100 to $1,000 with 15-45 day terms, MoneyGram money transfers with currency exchange capability, money orders, and the Momentum Prepaid Mastercard. The Avondale, Arizona location exemplifies their typical retail footprint, operating extended hours (9 AM–9 PM Friday, 9 AM–6 PM Saturday) to serve working consumers. Money Mart distinguishes itself through extended retail hours, mobile check cashing functionality via their app, and services designed for underbanked populations who may lack access to traditional banking products. However, the company operates in a heavily regulated consumer finance space with specific state-based restrictions—cash advance loans are only available in five states, and online applications are limited to California and Louisiana. The business model relies on fee-based revenue from check cashing (state-variable fees), loan interest, currency exchange margins, and MoneyGram commissions. For consumers, Money Mart represents fast, accessible capital and money services, but the short-term loan products are explicitly flagged as expensive if used repeatedly and not recommended as long-term financial solutions.
Yes. Money Mart is a registered company headquartered in 13045 W Rancho Santa Fe Blvd Ste A101, Avondale, AZ 85392. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Money Mart is best for consumers in targeted states (AZ, CA, LA, AK, FL) who need immediate check cashing or small emergency loans but lack traditional bank access. The primary caveat is that cash advance loans are expensive short-term products explicitly not recommended for repeated or long-term use; consumers should exhaust nonprofit credit counseling and payday loan alternatives first.
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Best for: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
West Valley Pawn & Gold is an Arizona-based pawn shop offering collateral loans on jewelry, gold, vehicles, and other valuables with no credit check required.
Best for: Consumers who need immediate cash and own valuable items (jewelry, gold, collectibles) they're willing to temporarily surrender, Vehicle owners who have poor credit and need short-term emergency funding through auto title loans
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