MoneyGram is a money transfer service with 23+ locations across Mesa, AZ, offering domestic and international fund transfers through partner retailers like Walmart, CVS, and Ace Cash Express.
Editorially reviewed by Harvey Brooks
MoneyGram is a global money transfer service that operates through a network of retail partner locations rather than standalone branches. The company facilitates sending and receiving money domestically and internationally, leveraging existing storefronts to provide accessible financial services in communities. With 23 documented locations in Mesa, Arizona alone, MoneyGram operates primarily through partnerships with major retailers (Walmart, CVS), check-cashing specialists (Ace Cash Express, Money Mart), and convenience stores, making their services widely available across different neighborhoods and shopping patterns.
MoneyGram's core offering centers on fund transfers—both sending money to and receiving money from other individuals. Based on the website, customers can manage transfers online or visit physical locations to conduct transactions. The service operates extended hours through retail partners, with most locations open until 8-10 PM, accommodating working adults and those with non-traditional schedules. The company emphasizes ease and accessibility as primary value propositions, positioning itself as a convenient alternative to traditional banking for money movement.
What distinguishes MoneyGram is its extensive retail partnership network rather than proprietary branch infrastructure. This model provides geographic convenience—customers can access services at locations they already visit for groceries or pharmacy needs. The online-plus-offline hybrid approach allows customers to initiate transfers remotely or complete transactions in-person. The 23 Mesa locations represent significant local saturation, offering multiple options within reasonable distances for most residents.
A factual assessment reveals MoneyGram serves a specific niche in consumer finance: individuals who need accessible, non-bank money transfer services without credit requirements. However, the website provides minimal transparency about fees, exchange rates for international transfers, or transfer speed guarantees. The company does not offer credit-building features, financial counseling, or products that help consumers improve financial standing. Users should verify specific pricing and terms at their chosen location before committing to transfers.
Yes. MoneyGram is a registered company headquartered in 760 N Country Club Dr, Mesa, AZ 85201. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
MoneyGram is best for unbanked or underbanked consumers who need convenient, accessible money transfer services without credit requirements or bank account restrictions. The primary caveat is complete lack of fee transparency on the website—actual costs cannot be determined before visiting a location, making it essential to call ahead or visit in person to confirm pricing before committing to transfers.
ACE Cash Express offers small emergency loans, title loans, check cashing, and financial services with multiple locations nationwide and online lending options.
Best for: Consumers in states where ACE operates who need quick emergency cash loans, Customers seeking title loans using vehicles as collateral
Cash Time offers title loans, personal loans, and registration loans with same-day funding at their Mesa, AZ location, serving the East Valley region.
Best for: Borrowers with a vehicle who need emergency cash and can qualify for title loans, Customers seeking to refinance existing high-cost loans from other lenders via buyout
MoneyGram is a money transfer and payment services company offering domestic and international money sending/receiving through 23+ locations in Mesa, Arizona.
Best for: Unbanked and underbanked consumers who need convenient money transfer services, Individuals sending remittances to family members domestically or internationally
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