MoneyGram is a global money transfer service offering domestic and international sending/receiving through 84+ locations across Philadelphia, including partner retailers like CVS, Ace Cash Express, and independent agents.
Editorially reviewed by Harvey Brooks
MoneyGram is an established money transfer company that operates a distributed network of agent locations rather than branded storefronts. The company enables customers to send and receive money domestically and internationally through a combination of corporate partners (major retailers like CVS Pharmacy) and independent agents (check-cashing services, grocery stores, wireless retailers, and insurance offices). In Philadelphia specifically, MoneyGram maintains 84 location points across diverse neighborhood agent partners, making the service widely accessible to residents across the city's zip codes.
MoneyGram's core offering includes money transfers—both domestic and international—with flexible options to send and receive funds either online or in-person at agent locations. Customers can search for nearby locations by address, city, state, or ZIP code through their website and manage transfers conveniently. The service integrates with various retail and independent businesses, meaning customers often complete transactions while conducting other errands (pharmacy visits, grocery shopping, etc.).
What distinguishes MoneyGram is its expansive agent network rather than proprietary branch locations. This model allows rapid geographic coverage and extended hours through partner businesses—the Philadelphia listing shows numerous 9-10 PM closing times across diverse merchant types. The company leverages partnerships with established retailers (CVS, Ace Cash Express) alongside neighborhood independent agents, creating accessibility across different community types and income levels.
However, as a check-cashing category service, MoneyGram's primary value proposition is transaction facilitation rather than financial products or credit-building opportunities. Fees for transfers are not disclosed on the location-finder page, and the service functions primarily as a payment/transfer utility rather than a solution for underlying financial challenges. The distributed agent model, while convenient, means service quality and expertise may vary significantly by location.
Yes. MoneyGram is a registered company headquartered in 1901 Oregon Ave, Philadelphia, PA 19145. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
MoneyGram is best for Philadelphia residents who need quick, accessible money transfers through a wide local network and prefer transaction convenience over financial product sophistication. The primary caveat is that this is purely a transfer utility with no credit-building or financial improvement features; specific fees must be verified directly with agents, and service quality depends on individual location training and professionalism.
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