Mr. Money Pawn & Gun Inc.

Mr. Money Pawn & Gun Inc. has operated out of Tampa, Florida since approximately 1989, making it one of the longer-tenured independently owned pawn shops in the region with over 35 years of continuous community presence. Located at 3315 E Hillsborough Ave, the business holds an active Federal Firearms License — Type 02 (Pawnbroker in Firearms), ATF License #1-59-057-02-7F-47256, valid through June 1, 2027 — authorizing it to deal in new and used firearms and conduct FFL transfers. It is not affiliated with any national pawn chain and carries no CDFI, HUD-approved counselor, or NFCC nonprofit designations, as those credentials apply to financial counseling institutions rather than pawn businesses.

The core offering is collateral-based pawn loans on 90-day terms: customers bring a valued item, receive a cash loan against it, and may redeem their property by repaying the loan plus applicable fees within the term. Beyond lending, the shop buys, sells, and trades a wide variety of goods — gold (with a professional gold buyer on staff), jewelry including Rolex watches, firearms (new and used), tools, lawn equipment, boats, cars, motorcycles, and heavy equipment. Specific interest rates and fee schedules are not publicly listed; all terms must be confirmed in person at the store. The shop is open 364 days per year, providing near-daily access for customers with urgent cash needs.

What distinguishes Mr. Money Pawn & Gun from typical pawn shops is both its longevity and its willingness to handle large, high-value collateral that most competitors decline — including boats, motorcycles, motor vehicles, and heavy construction equipment. The 35-year track record in the same Tampa neighborhood has generated exceptional customer feedback: a 5.0/5 Google rating across 482 reviews and a 5/5 on Yelp, placing it among the highest-rated pawn operations in the Tampa Bay area. The presence of a dedicated professional gold buyer on duty also signals a level of specialization beyond the typical generalist shop.

For Tampa residents who need fast, asset-backed cash access, Mr. Money Pawn & Gun is a credible, well-established option — particularly for those with large or unusual collateral items. The honest caveats are the same as with any pawn lender: costs are typically higher than bank loans or credit union alternatives, rates are not transparent online, and the business operates from a single brick-and-mortar location with no mobile app or online portal. Customers seeking unsecured personal loans, credit counseling, or credit repair should look elsewhere, as this business exclusively operates on a physical-transaction, collateral-based model.