Northwest Pawn logo

Northwest Pawn

3.9/5

Licensed pawnbroker in Houston, TX specializing in firearms and other collateral-based loans. Federal Firearms Licensed (FFL Type 02) with verified ATF credentials.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Northwest Pawn Review

Northwest Pawn Inc operates as a federally licensed pawnbroker located at 10465 Veterans Memorial in Houston, Texas 77038. The business holds an active Federal Firearms License (FFL #5-76-201-02-5F-35289) issued by the Bureau of Alcohol, Tobacco, Firearms, and Explosives, categorized as Type 02 - Pawnbroker in Firearms Other Than Destructive Devices. The license is current and set to expire June 1, 2025, and the business maintains verified credentials through FFLs.com.

As a licensed pawnbroker, Northwest Pawn provides collateral-based lending services where customers can pledge items of value—particularly firearms and other goods—in exchange for short-term loans. The business operates under federal firearms regulations and is subject to ATF oversight and compliance requirements. Their primary service involves accepting tangible property as collateral and providing cash advances based on the appraised value of pledged items.

What distinguishes Northwest Pawn is its specific federal licensing as a firearms pawnbroker, which requires compliance with 27 CFR 478.94 and other federal firearms regulations. This licensing level indicates the business is authorized to handle firearms transactions legally and has passed federal background checks and regulatory requirements. The business appears to operate as a traditional pawn shop model, focusing on small collateral-based loans rather than credit-based lending products.

However, the company profile on FFLs.com is marked as "Verified, but unclaimed," meaning Northwest Pawn has not actively claimed or updated their business profile on the platform. The website content is minimal and consists primarily of federal FFL registry information rather than marketing materials or detailed service descriptions. This limits visibility into their full range of services, customer policies, fee structures, or additional offerings beyond firearms pawnbroking.

Services & Features

Federal Firearms License Type 02 - Pawnbroker services for firearms
Collateral-based loans using tangible property as security
Firearms pawnbroking under ATF regulation and compliance
Short-term secured lending against pledged items
Federal firearms transaction handling and documentation
Item appraisal services for collateral valuation
Cash advances based on collateral value
Compliant firearms transfer and handling services

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Federally licensed and verified by ATF with active FFL credentials through June 1, 2025
  • Compliant with federal firearms regulations (27 CFR 478.94) and established regulatory framework
  • Convenient Houston location on Veterans Memorial with accessible phone contact (281-847-3777)
  • Licensed as Type 02 Pawnbroker, authorized to handle firearms transactions legally
  • Verified business with documented federal licensing credentials on FFLs.com

Cons

  • Minimal public information available—company has not claimed or updated their business profile
  • No details provided on loan terms, interest rates, fees, or repayment conditions
  • No information about collateral appraisal methods, loan-to-value ratios, or redemption policies
  • Limited online presence and no marketing materials describing services or customer benefits
  • Profile is only accessible through federal FFL registry rather than standard business directories

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Northwest Pawn legitimate?

Yes. Northwest Pawn is a registered company headquartered in 10465 Veterans Memorial Dr, Houston, TX 77038. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
10465 Veterans Memorial Dr, Houston, TX 77038
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Northwest Pawn

CreditDoc Diagnosis

Doctor's Verdict on Northwest Pawn

Northwest Pawn is appropriate for customers in the Houston area seeking quick cash loans secured by firearms or other collateral items, and who are comfortable working with a federally licensed pawnbroker. The main caveat is the lack of publicly available information about their specific terms, fees, and policies—prospective customers should contact them directly at 281-847-3777 to understand loan conditions before pledging items.

Best For

  • Customers needing quick cash secured by firearms or other collateral items
  • Firearm owners seeking short-term loans with their weapons as collateral
  • Individuals in the Houston area requiring immediate collateral-based lending
  • People with items to pawn who prefer in-person transactions with a licensed broker
Updated 2026-04-01

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