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Palacio De Oro

4.0/5

Palacio De Oro is a credit repair provider based in Los Angeles, California. Rated 4.0/5 with 39 Google reviews, reflecting strong customer satisfaction.

Contact for Pricing BBB: NR Free Consultation Visit Website

Palacio De Oro Review

Palacio De Oro is a credit repair provider serving clients in Los Angeles, California. Carrying a 4.0/5.0 Google rating from 39 reviews, Palacio De Oro has an strong reputation among consumers in the Los Angeles area looking to repair and improve their credit scores.

Palacio De Oro specializes in credit repair services designed to help consumers repair and improve their credit scores.

When evaluating credit repair services in Los Angeles, consumers should look for providers that dispute directly with all three credit bureaus — Equifax, Experian, and TransUnion. Key differentiators include transparency around pricing, realistic timelines for results, and whether the company offers a money-back guarantee. Palacio De Oro operates in a highly regulated industry under the Credit Repair Organizations Act (CROA), which requires written contracts, a three-day cancellation window, and prohibits upfront fees before services are rendered.

Consumers in the Los Angeles, California area who are considering Palacio De Oro should contact the company directly to discuss their specific situation and get current pricing information. As with any credit repair provider, it is advisable to compare multiple options, verify licensing and credentials, and read recent customer reviews before making a decision.

Services & Features

Credit report analysis
Dispute filing with credit bureaus
Creditor negotiations
Credit counseling
Score monitoring
Identity verification

Feature Checklist

Credit Monitoring
All Three Bureaus
Goodwill Letters
Cease & Desist Letters
Debt Validation
Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor
AI-Powered Tools

Pros & Cons

Pros

  • Strong customer ratings (4.0/5 on Google)
  • Google-verified business
  • Specializes in credit repair services
  • Local presence for in-person consultations

Cons

  • Pricing information not publicly verified — contact provider directly
  • Service details may vary — confirm specific offerings before enrolling
  • No online booking visible — may require phone call to schedule

Rating Breakdown

Value
3.8
Effectiveness
4.2
Customer Service
4.2
Transparency
3.5
Ease of Use
4.1

Frequently Asked Questions

Is Palacio De Oro legitimate?

Yes. Palacio De Oro is a registered company headquartered in Los Angeles, CA. They hold a NR rating with the Better Business Bureau.

How much does Palacio De Oro cost?

Contact Palacio De Oro directly for current pricing information. Contact provider for current pricing and guarantee details.

How long does Palacio De Oro take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Los Angeles, CA
BBB Rating
NR
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Palacio De Oro

CreditDoc Diagnosis

Doctor's Verdict on Palacio De Oro

A reputable credit repair provider serving the Los Angeles area. Consider if you prefer in-person consultations with a local company. Verify current pricing and services directly.

Best For

  • Consumers in Los Angeles, California looking for credit repair services
  • People who prefer working with a local credit repair provider
  • Individuals with negative items on their credit reports
  • People preparing for major purchases like home or car buying
Updated 2026-03-19

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