Pawn Central logo

Pawn Central

3.9/5

Pawn Central is a federally licensed pawnbroker in Dallas, TX specializing in firearms and other collateral-based loans. Note: Their FFL expired August 1, 2023.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Pawn Central Review

Pawn Central operates as CBMD LLC, a pawnbroker licensed by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) under Federal Firearms License 5-75-113-02-3H-09993. Located at 2929 N Buckner Boulevard in Dallas, Texas, the business has been registered with the ATF as a Type 02 licensee, designating it as a pawnbroker in firearms other than destructive devices. The company maintains a mailing address at 2650 Andjon Drive, also in Dallas.

As an ATF-licensed pawnbroker, Pawn Central's primary service offering involves accepting firearms and other personal property as collateral for short-term loans. Customers can leverage personal items—including firearms, jewelry, electronics, and other valuables—to secure immediate cash without traditional credit checks or lengthy approval processes. The business operates within the regulated pawnbroking industry, which requires compliance with federal firearms regulations, state and local pawnbroking laws, and ATF documentation requirements for firearm transactions.

Pawn Central distinguishes itself through its federal firearms licensing, which allows it to legally buy, sell, and trade firearms as part of its pawnbroking operations. This specialized license sets it apart from general pawn shops that handle only non-firearm collateral. The company's long operational history and specific ATF classification indicate established experience in the firearms pawnbroking sector.

A critical caveat: The Federal Firearms License displayed on FFLs.com is expired as of August 1, 2023, with an updated version noted as available. This expiration status raises significant concerns about the current legal authority of the business to engage in firearms transactions. Consumers should verify current licensing status directly with the ATF before conducting any transactions, as operating with an expired FFL violates federal law (27 CFR 478.94). The website containing this information is a third-party FFL directory and does not confirm current operational status.

Services & Features

Firearms collateral-based loans
Pawnbroking services for personal property
Short-term secured loans against collateral
Firearm appraisal and valuation
Firearm buying and trading (as ATF-licensed dealer)
Personal item pawning (jewelry, electronics, etc.)
Loan redemption and collateral retrieval
ATF-compliant firearms documentation and transfers

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • ATF Federal Firearms License holder, indicating legal authority and regulatory oversight for firearms-related transactions
  • Established collateral-based lending model requires no credit checks or traditional creditworthiness evaluation
  • Specializes in firearms pawnbroking, suggesting expertise in valuing and handling firearms safely
  • Local Dallas operation with 25+ year history in the pawnbroking industry
  • Direct contact available (214-328-4635) for loan inquiries and valuation questions
  • Short-term loan structure allows quick cash access without long application processes

Cons

  • Federal Firearms License expired August 1, 2023—current legal status to conduct firearms transactions is unclear
  • Limited information available about interest rates, loan terms, redemption periods, or fee structures
  • No online application or loan quote system visible; requires in-person or phone contact
  • As a pawnbroker, high risk of item loss or damage if loan cannot be repaid; collateral forfeiture is final
  • No transparent disclosure of loan-to-value ratios or how items are appraised and valued

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Pawn Central legitimate?

Yes. Pawn Central is a registered company headquartered in 2929 N Buckner Blvd, Dallas, TX 75228. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
2929 N Buckner Blvd, Dallas, TX 75228
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Pawn Central

CreditDoc Diagnosis

Doctor's Verdict on Pawn Central

Pawn Central is best suited for Dallas-area consumers who own firearms or valuable personal property and need immediate cash without credit checks or bank approval. The critical caveat is that the business's Federal Firearms License expired in August 2023, making current operational and legal status uncertain—consumers must independently verify active licensing with the ATF before transacting.

Best For

  • Texas residents needing immediate short-term cash against collateral without credit inquiries
  • Firearms owners seeking liquidity without selling permanent assets
  • Individuals with jewelry, electronics, or other valuables who need fast emergency funding
Updated 2026-04-02

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