Full-service community bank in Oklahoma City offering personal and business accounts with digital banking tools, home equity lines of credit, and commercial lending services.
Editorially reviewed by Harvey Brooks
Quail Creek Bank was established in December 1974 and has operated continuously as a full-service community bank from its original location at 12201 N. May Avenue in northwest Oklahoma City, Oklahoma. The bank has maintained a long history of financial reliability and longevity within the local community for over 50 years. The institution serves both individual consumers and business clients with a focus on personalized service and local decision-making.
The bank offers a comprehensive suite of personal banking products including checking and savings accounts, debit cards with fraud controls, mobile deposit capabilities, bill pay services, digital wallet integration, and Zelle money transfer functionality. For homeowners, Quail Creek Bank provides Home Equity Lines of Credit (HELOCs) that allow borrowing against home equity for personal expenses and home improvements. On the business side, the bank provides commercial lending services and business account solutions designed to help companies manage their operations and growth.
What distinguishes Quail Creek Bank is its commitment to remaining a locally-owned, independent community bank rather than operating as a branch of a larger regional or national institution. The bank emphasizes 24/7 digital banking access while maintaining its original physical location and personal customer service. Their team includes dedicated commercial lenders with professional credentials (as evidenced by NMLS licensing) and a focus on celebrating employee growth and leadership development.
As a traditional community bank, Quail Creek Bank is best suited for Oklahoma City-area customers who value local banking relationships and personalized service. The bank does not appear to specialize in high-risk lending, credit repair, or alternative financial services. Customers seeking extensive branch networks, specialized products like cryptocurrency services, or innovative fintech solutions may need to explore other options.
Yes. Quail Creek Bank is a registered company headquartered in Oklahoma City, OK, founded in 1974. They hold a rating with the Better Business Bureau.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
Quail Creek Bank is best for Oklahoma City residents and businesses seeking traditional community banking with digital convenience, personalized service from local lenders, and products like HELOCs. The main caveat is that this is a geographically limited institution without online account opening capabilities mentioned for out-of-area customers, and it lacks the broad product range or technology innovation of larger banking institutions.
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