Florida-based pawn shop chain operating 15 locations since 1995, offering instant cash loans against personal valuables, direct purchase of items, and discounted pre-owned merchandise.
Editorially reviewed by Harvey Brooks
Queen of Pawns was founded on March 28, 1995, with its first location in Lake Worth, Florida, and has grown to operate 15 locations across Florida including Miami, West Palm Beach, Orlando, Tampa, and Port Saint Lucie. The company positions itself as a sustainable shopping and quick-cash alternative for consumers in South Florida and Central Florida markets. Queen of Pawns offers three primary services: instant cash pawn (short-term collateral loans), sell for cash (direct purchase of items), and retail shopping for pre-owned luxury goods and electronics. The company accepts a wide variety of items including jewelry, watches, designer goods, electronics, power tools, lawn equipment, musical instruments, vehicles, and collectibles. They emphasize transparent pricing with no hidden fees, no credit checks, and no storage fees on pawn transactions. The company recently launched a nationwide online store and sells inventory on eBay, expanding beyond their physical retail footprint. Queen of Pawns distinguishes itself through competitive pawn rates, free layaway options (10% down, no credit check), an online transaction portal for managing pawn extensions and layaway payments, and a commitment to sustainable shopping practices. Their marketing emphasizes community roots (31-year tenure in Lake Worth) and seasonal promotions tied to consumer events like tax refund season. The company operates standard retail hours (9am-7pm Monday-Saturday, 10:30am-3:30pm Sunday with some location variations) and maintains headquarters in West Palm Beach. Queen of Pawns is best suited for consumers seeking immediate cash without credit checks or credit impact, those looking for discounted pre-owned luxury items and electronics, and individuals preferring collateral-based short-term lending over traditional loans. The primary limitation is geographic concentration in Florida with limited national presence despite their new online store launch.
Yes. Queen of Pawns is a registered company headquartered in 1745 W Hillsborough Ave, Tampa, FL 33603. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Queen of Pawns is best for Florida residents needing rapid access to cash without credit qualification or consumers seeking steep discounts on pre-owned luxury goods and tools. The main caveat is the lack of transparency regarding specific interest rates, loan terms, redemption deadlines, and maximum loan amounts—critical details for evaluating the actual cost and terms of pawn loans.
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
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