Ria Money Transfer is a global remittance service enabling customers to send and receive money across 190+ countries through online, mobile, and in-person channels at thousands of agent locations.
Editorially reviewed by Harvey Brooks
Ria Money Transfer operates as an international money transfer service with a primary focus on remittances to developing nations across Africa, Asia, Europe, Latin America, and Oceania. The company has built an extensive network of physical agent locations—including retail partnerships with 7-Eleven, check cashing services, and independent multiservice shops—combined with digital channels for sending funds worldwide.
Ria's service offerings span multiple sending and receiving methods. Customers can send money online, via mobile app, through WhatsApp, or in person at agent locations. Funds can be received through bank deposit, cash pickup at agent locations, digital wallets, home delivery, or ATM withdrawal. The company also facilitates bill payments at many locations. This multi-channel approach accommodates both unbanked and banked populations, with particular strength in corridors serving immigrant communities to Latin America and Asia.
Ria distinguishes itself through its expansive physical footprint combined with digital accessibility. The website shows extensive partnerships with convenience retailers (7-Eleven), specialty check cashers (PLS Check Cashers), and community-based businesses (hair salons, pharmacies, grocery stores), particularly concentrated in immigrant neighborhoods. This hybrid model serves customers who prefer in-person transactions while offering tech-forward alternatives through apps and WhatsApp integration.
However, the website provides limited transparency on critical financial details. No exchange rates, fee structures, delivery timeframes, or regulatory compliance information is disclosed publicly. Customers must visit locations or contact support to understand true costs. The extensive reliance on third-party agent networks creates inconsistent service experiences, as evidenced by the wide variation in location hours and services offered. For cost-conscious consumers or those unfamiliar with money transfer services, this lack of upfront pricing is a significant drawback.
Yes. Ria Money Transfer is a registered company headquartered in 2118 E Cesar E Chavez Ave, Los Angeles, CA 90033. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Ria Money Transfer is best for unbanked immigrants and expatriates who need in-person money transfer services to family abroad and value physical convenience over digital-only platforms. The primary caveat is the complete lack of published pricing and fee information on their website—customers cannot comparison-shop or understand true costs before committing to a transfer, making it essential to contact locations directly or visit in person for cost details.
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