Sam's Grocery & Check Cashing logo

Sam's Grocery & Check Cashing

2.3/5

Sam's Grocery & Check Cashing offers check cashing and financial services at a Phoenix location, accessible through Grubhub for grocery delivery.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Sam's Grocery & Check Cashing Review

Sam's Grocery & Check Cashing is a financial services business located at 3901 West Southern Avenue in Phoenix, Arizona. The company operates as a hybrid grocery store and check-cashing provider, combining everyday retail groceries with basic financial transaction services. The business maintains extended hours, operating from 7:00 AM to 11:00 PM daily for both pickup and delivery options.

The company offers check-cashing services as its primary financial offering, though the website content is limited to Grubhub's food delivery and pickup interface. This suggests their primary revenue stream may be grocery sales, with check-cashing as a complementary service. The business is listed on Grubhub as a food merchant rather than a traditional financial services platform, indicating accessibility through third-party delivery apps. Contact information is available via phone at (602) 237-3115 for direct inquiries about services beyond the online grocery ordering system.

The company distinguishes itself by combining grocery shopping with financial services in a single location, serving customers who need both everyday supplies and check-cashing functionality. The availability through Grubhub's platform with extended operating hours (7 AM–11 PM) provides customer convenience for those seeking flexible access to both grocery items and financial transactions. The business operates in Phoenix's South Valley area, serving a local community customer base.

A significant caveat is that the available website information is almost entirely limited to Grubhub's grocery ordering interface. Specific details about check-cashing fees, service limits, ID requirements, accepted check types, or other financial service details are not accessible from the provided content. Potential customers interested specifically in check-cashing services would need to contact the business directly, as the Grubhub listing emphasizes grocery sales and food delivery rather than financial services.

Services & Features

Check cashing
Grocery delivery via Grubhub
Grocery pickup
Snacks and beverages
Lunch items
Contact-free delivery
Online food ordering
Group orders

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Extended daily hours (7:00 AM–11:00 PM) provide flexible access for check-cashing needs
  • Integrated grocery store with check-cashing service allows one-stop shopping
  • Local South Phoenix location serves neighborhood residents directly
  • Available for both pickup and delivery through Grubhub platform
  • No service fees on Grubhub orders over $50
  • Contact-free delivery option available through Grubhub

Cons

  • Grubhub listing emphasizes groceries, not check-cashing—financial service details unavailable online
  • Limited information about check-cashing fees, limits, or service terms on official web presence
  • No dedicated website or financial services-focused online platform visible
  • Check-cashing availability and hours may not align with stated 7 AM–11 PM grocery hours
  • No published information about accepted check types or identification requirements

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Sam's Grocery & Check Cashing legitimate?

Yes. Sam's Grocery & Check Cashing is a registered company headquartered in 3901 W Southern Ave, Phoenix, AZ 85041. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
3901 W Southern Ave, Phoenix, AZ 85041
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Sam's Grocery & Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on Sam's Grocery & Check Cashing

Sam's Grocery & Check Cashing is best for Phoenix residents who need check-cashing services and want to combine that transaction with grocery shopping at an extended-hours location. The primary caveat is that specific check-cashing details—fees, limits, policies—are not documented on the company's web presence; customers must call (602) 237-3115 directly to confirm financial service offerings and terms.

Best For

  • Phoenix-area residents seeking check cashing combined with grocery shopping
  • Customers wanting flexible, extended-hours financial services
  • People preferring local, neighborhood-based financial service providers
Updated 2026-04-01

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