Simon & Simon Jewelry & Loan logo

Simon & Simon Jewelry & Loan

3.9/5

Pawn shop and jewelry buyer in National City, CA offering collateral-based loans, jewelry appraisal, and notary services alongside Western Union money transfer.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Simon & Simon Jewelry & Loan Review

Simon & Simon Jewelry & Loan is located at 139 E 8th St, National City, CA 91950, and operates as a traditional pawn shop with jewelry-focused services. The business has been established long enough to accumulate customer reviews on Google Maps and appears to serve the National City community as both a financial services provider and jewelry specialist. The company name references the classic 1980s TV show "Simon & Simon," which was set and filmed in San Diego, though the connection appears to be nominal rather than operational.

The company offers pawn loans (collateral-based lending), jewelry appraisal services, jewelry buying, notary public services, and Western Union money transfer capabilities. These services represent the typical pawn shop business model where customers can either sell jewelry outright or use it as collateral for short-term loans. The Western Union partnership provides an additional revenue stream and customer convenience for money transfer needs.

The business distinguishes itself primarily through its jewelry specialization and notary services, which expand beyond basic pawn shop operations. Customer reviews indicate the company does handle Western Union transactions and maintains a notary public on staff, though service quality appears inconsistent based on available feedback.

The company has a 3.7/5 star rating across 6 reviews, with polarized feedback. Positive reviews praise politeness and helpfulness during money transfers. Negative reviews cite rude phone service, unwillingness to answer basic product questions, and inconvenient notary policies requiring customers to leave sensitive documents with SSNs for 15 minutes unattended. The limited review volume and mixed sentiment suggest variable customer experience.

Services & Features

Pawn loans (collateral-based lending using jewelry and valuables)
Jewelry appraisal and valuation
Jewelry buying (direct purchase of items)
Notary public services
Western Union money transfers
Precious metals assessment
Collateral-based short-term loans
Diamond evaluation
Item authentication services

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Offers jewelry appraisal services, useful for customers determining item value before selling or pawning
  • Provides notary public services, adding convenience for document authentication needs
  • Western Union money transfer partner, enabling same-location financial transactions
  • Jewelry buyer services allow customers to sell items directly without collateral loans
  • Some customers report polite and helpful service during financial transactions
  • Established business with multiple revenue streams beyond basic pawn operations
  • Located in National City with phone contact available for inquiries

Cons

  • Staff reported as rude and unwilling to answer basic product questions about diamond purchases over the phone
  • Notary service requires leaving confidential documents with SSNs unattended for 15 minutes, raising security concerns
  • Minimal online presence and information about loan terms, interest rates, or specific services offered
  • Low review volume (6 total) and polarized ratings suggest inconsistent service quality or limited customer base
  • No website dedicated to the business; primarily listed on travel/entertainment directory rather than financial services platforms

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Simon & Simon Jewelry & Loan legitimate?

Yes. Simon & Simon Jewelry & Loan is a registered company headquartered in 139 E 8th St, National City, CA 91950. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
139 E 8th St, National City, CA 91950
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Simon & Simon Jewelry & Loan

CreditDoc Diagnosis

Doctor's Verdict on Simon & Simon Jewelry & Loan

Simon & Simon Jewelry & Loan is best for National City-area residents needing immediate cash through collateral loans against jewelry or looking to sell precious items. The main caveat is that service quality appears inconsistent based on reviews, and the notary service policy raises legitimate security concerns about handling documents containing SSNs; call ahead to clarify current policies before visiting.

Best For

  • Local National City residents needing quick collateral-based loans against jewelry or valuables
  • Individuals looking to sell jewelry, gold, diamonds, or similar items for immediate cash
  • Customers needing notary public services in the National City area
Updated 2026-04-02

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