Southeast Financial is a federally insured credit union offering checking, savings, loans, mortgages, and wealth management services to members across multiple states.
Data compiled from public sources · Rating from CreditDoc methodology
Southeast Financial Credit Union is a member-owned financial cooperative regulated by the National Credit Union Administration (NCUA), as evidenced by their routing number 264081179 and NCUA insurance offerings. The organization operates as a full-service financial institution providing comprehensive banking and lending products to its membership base. The credit union offers a broad range of financial products including deposit accounts (checking, savings, money market, certificates of deposit, IRAs), consumer loans (auto, RV, personal, home equity lines of credit), mortgage loans, business loans, and credit cards.
They also provide wealth management services, insurance products (auto, home, life, warranties), and digital banking tools including online banking, bill pay, mobile banking, digital wallets, and remote deposit capabilities. 00% APR for new RVs), a vehicle financing tool integrated into their website, rewards checking accounts, and educational seminars presented by their wealth management division. They offer FICO score monitoring programs and have implemented fraud alert systems to protect members from scam calls.
As a credit union, Southeast Financial operates on a not-for-profit basis with member ownership, theoretically offering better rates and lower fees than traditional banks. However, credit union membership eligibility may be restricted based on geographic location or employer affiliation. Their online presence suggests a mature, established organization, though specific asset size, membership numbers, and detailed fee structures are not disclosed on the website.
Yes. Southeast Financial is a registered company, headquartered in ,, founded in 1936.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
Southeast Financial is best for credit union-eligible members seeking a full-service financial institution with competitive auto/RV financing and comprehensive banking products. The main caveat is that membership eligibility may be restricted and product-specific rates, fees, and terms require direct member inquiry rather than being transparently disclosed online.
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