No stored Google rating available.
Truliant Federal Credit Union is a member-owned financial cooperative serving 300,000+ members across NC, SC, and VA with $5B+ in assets since 1952.
Data compiled from public sources
Truliant Federal Credit Union was chartered in 1952 to serve Western Electric employees in Winston-Salem, initially as Radio Shops Credit Union with just 2,000 members. The organization has grown substantially over seven decades, now operating more than 35 branches across North Carolina, South Carolina, and Virginia, and managing over $5 billion in assets. The credit union maintains its original mission rooted in the "people helping people" philosophy that defines the credit union movement.
99% APR, and full-service banking with online and mobile platforms. Members can access prequalification and electronic closing (easyClose) for mortgages in North Carolina, along with traditional loan applications and account management. The institution provides educational resources through Money Burst (personal finance video content), financial wellness hubs, and guidance on credit improvement, debt payoff, and retirement planning.
As a credit union rather than a commercial bank, Truliant emphasizes member-first service, personalized advice, and rate claims to verify positioned as more listed to larger national banks. The organization actively promotes community involvement and career opportunities, positioning itself around member financial goals rather than shareholder returns. Their longevity (70+ years) and substantial asset base ($5B+) indicate institutional stability and regulatory compliance within the federal credit union system.
The primary limitation is geographic restriction—membership and branch access are limited to North Carolina, South Carolina, and Virginia. The website content does not specify membership eligibility requirements beyond regional location, though historically credit unions required occupational or community affiliation. Online banking was temporarily unavailable during the review period, suggesting occasional service disruptions.
Specific details on fees, minimum balances, and full product terms are not extensively detailed on the public homepage.
Truliant offers 12 services including Auto refinancing loans (3.99% APR starting rate), Personal loans (7.99% APR starting rate), Mortgage loans with prequalification and electronic closing (NC only), Online and mobile banking platforms, Savings and checking accounts, and 7 more.
Truliant has profile signals associated with Regional residents in NC, SC, or VA seeking below-market auto refinancing rates on qualifying vehicles, Home buyers in North Carolina wanting simplified mortgage application and electronic closing options, Credit union members prioritizing member-owned institutional philosophy over for-profit bank structure, Consumers in Truliant's service area looking for personalized financial advice and community-focused lending.
Key strengths: Over $5 billion in assets and 300,000+ members provides institutional stability and NCUA insurance protection; Auto refinancing rates starting at 3.99% APR (2019-2026 vehicles, minimum $5K loan); Electronic closing (easyClose) available for mortgages in North Carolina speeds up home purchase process. Areas to consider: Geographic limitation—only serves members in North Carolina, South Carolina, and Virginia; no nationwide online membership available; Online banking platform experiences scheduled maintenance downtime (was unavailable during website review).
In the Credit Unions category, comparable providers include A+ Federal Credit Union, Actors Federal Credit Union, Security Service Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Truliant is profile signals for existing or prospective residents in North Carolina, South Carolina, or Virginia seeking competitive credit union rates on auto loans, personal loans, and mortgages with member-owned institutional values. The primary caveat is strict geographic limitation to three states; national consumers or those outside this region cannot access membership or services, and membership eligibility requirements tied to location or affiliation may apply.
Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.
Google rating from 1,135 reviews
Profile signals: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships
Actors Federal Credit Union is a listed credit union founded in 1962 serving artists and performers with rate claims to verify on checking, savings, mortgages, and auto loans.
Google rating from 144 reviews
Profile signals: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with rate claims to verify
Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees.
Google rating from 1,765 reviews
Profile signals: San Antonio area residents and military personnel seeking credit union banking, Consumers wanting NCUA-insured deposits and competitive loan rates
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