Uncle Dan's Pawn Shop in Garland, TX offers collateral loans, gold buying, luxury jewelry, and Entrupy-authenticated designer goods at their Dairy Road location.
Editorially reviewed by Harvey Brooks
Uncle Dan's Pawn Shops has served the greater Dallas area for over 35 years, operating multiple locations across the metro. The Garland location sits on Dairy Road near Centerville and Broadway and is locally owned and community-focused. Store Manager Fernando Cruz and General Manager Michael Franco oversee day-to-day operations, and the shop is reachable by phone at (972) 271-6200 or by email directly.
The Garland store covers a wide spectrum of pawn and retail services. At its core, it provides collateral-based loans — customers bring in items of value, receive a cash loan, and can reclaim their property by repaying the loan plus fees within the agreed term. The shop is also a licensed gold dealer and FFL (Federal Firearms License) dealer. Beyond lending, it operates as a full retail destination: new and pre-owned fine jewelry, luxury watches, electronics, tools, and general merchandise are available for purchase or outright sale.
Several features elevate this location beyond a standard pawn shop. Entrupy authentication services independently verify the legitimacy of designer handbags and sneakers, giving buyers confidence in luxury resale purchases. On-site CAD jewelry design, jewelry testing, and repair services make it a destination for jewelry customers specifically. The SMART Jewelry Warranty/Trade-up Program offers post-purchase protection and upgrade pathways. A mobile app lets customers make loan payments and extend loans remotely. Flexible financing — including interest-free layaway and Buy Now Pay Later — makes higher-value items accessible without requiring full upfront payment.
Uncle Dan's Garland is a legitimate option for consumers who need fast liquidity against physical assets, or who want to buy authenticated pre-owned luxury goods at below-retail prices. That said, it is not a traditional lender — loan amounts are determined entirely by the shop's in-house appraisal, which typically runs well below street market value. Pawn loan interest rates and fees in Texas are not disclosed on the website, and Texas law permits relatively high pawn charges; borrowers should ask about the total cost before pledging any item. The store is also closed Sundays, limiting access for customers who can only visit on weekends.
Yes. Uncle Dan's Pawn Shop - Garland is a registered company headquartered in 2930 Dairy Rd, Garland, TX 75041. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Uncle Dan's Garland is best suited for consumers who have physical assets to leverage for quick cash loans or who want to buy verified pre-owned luxury goods at below-retail prices. The main caveat is that pawn loan costs in Texas can be substantial and rates are not published on the website, so borrowers should always ask for the full fee schedule before pledging collateral.
FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property and retail merchandise sales.
Best for: Consumers with immediate cash needs and valuable collateral items (jewelry, electronics, instruments), Credit-constrained individuals who cannot qualify for traditional bank loans or credit products
FirstCash is the leading international operator of pawn stores with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans secured by personal property and retail sales.
Best for: Consumers with poor or no credit history who need quick cash without credit evaluation, Individuals with valuable personal property (electronics, jewelry, instruments) they can temporarily pledge
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn loans secured by personal property and retail sales of merchandise.
Best for: Consumers with immediate short-term cash needs and items of value to pledge, Individuals without access to traditional bank loans or credit
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Uncle Dan's Pawn Shop - Garland and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.