Unipago CA # 20 Check Cashing logo

Unipago CA # 20 Check Cashing

2.3/5

Check cashing service located in Los Angeles, CA offering cash advances and financial services with extended hours. Provides quick access to funds Monday-Sunday.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Unipago CA # 20 Check Cashing Review

Unipago CA # 20 Check Cashing is a financial services provider located at 1006 N Vermont Ave in Los Angeles, California 90029. The company operates as a check-cashing establishment serving the Los Angeles community with a focus on providing rapid access to cash and financial services. The business maintains an extended operating schedule to accommodate customers throughout the week, operating from early morning through evening hours on most days.

The company offers check cashing services along with payday loan options and what appears to be a broader range of short-term lending products. Based on their website, they provide loan amounts ranging from $100 to $2,500, with an online application process designed for quick processing. They emphasize convenience and accessibility, positioning themselves as an alternative to traditional banking institutions for consumers needing immediate cash access.

Unipago CA # 20 distinguishes itself through extended weekend and weekday hours, remaining open as late as 8 PM on Fridays and maintaining Sunday hours until 4 PM. This availability caters to working individuals who may not have access to traditional bank hours. The company also promotes a simple online form for loan applications and claims to keep personal information secure, addressing common concerns about alternative financial services.

The company currently holds a 5-star rating on the listing site with 2 reviews, though the review volume is too limited to draw definitive conclusions about service quality. As with most payday and check-cashing operations, consumers should be aware that these services typically carry high fees and interest rates. The lack of detailed information about specific fees, terms, and regulatory compliance on the available website content means consumers should contact the business directly or review loan agreements carefully before committing.

Services & Features

Check cashing
Payday loans
Short-term personal loans ($100–$2,500)
Online loan applications
Rapid funding (same-day or next-day)
In-person loan processing
Customer support via phone and email
Cash advances

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Extended operating hours: Open 8 AM–7:45 PM weekdays, 8 AM–8 PM Fridays, 8 AM–7 PM Saturdays, 8 AM–4 PM Sundays
  • Quick loan application process with online form available
  • Loan amounts available from $100 up to $2,500
  • Local Los Angeles location accessible at 1006 N Vermont Ave (90029 zip code)
  • Direct phone contact available: (323) 644-1330 for customer inquiries
  • 5-star rating on business listing platform
  • Same-day or rapid funding implied through 'fast access to funds' messaging

Cons

  • Payday loans and check cashing typically carry high APR rates and substantial fees not disclosed on website
  • Limited online transparency—no fee schedule, APR rates, or loan terms publicly available
  • Only 2 customer reviews on the listing site, insufficient for reliable quality assessment
  • Check-cashing and payday lending services carry predatory lending risk if consumer cannot repay quickly
  • No information provided about licensing status, regulatory compliance, or consumer protections

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Unipago CA # 20 Check Cashing legitimate?

Yes. Unipago CA # 20 Check Cashing is a registered company headquartered in 1006 N Vermont Ave, Los Angeles, CA 90029. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
1006 N Vermont Ave, Los Angeles, CA 90029
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Unipago CA # 20 Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on Unipago CA # 20 Check Cashing

Unipago CA # 20 Check Cashing is best suited for workers and unbanked consumers in the Los Angeles area needing immediate cash access outside traditional banking hours. The main caveat is that payday loans and check-cashing services carry high fees and APR rates; consumers should carefully review all terms before borrowing and consider whether fees are justified for their situation.

Best For

  • Workers needing immediate cash access between paychecks for emergency expenses
  • Individuals without traditional banking relationships who need check-cashing services
  • Los Angeles residents in the Vermont Ave area requiring same-day lending with flexible hours
Updated 2026-04-02

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