Value Pawn & Jewelry in Miami offers pawn loans, gold buying, and retail merchandise sales with flexible payment options including layaway and third-party financing.
Editorially reviewed by Harvey Brooks
Value Pawn & Jewelry operates as a pawn shop located at 736 NW 183rd Street in Miami, Florida. The company is part of the EZPAWN family of stores and positions itself as a community-focused pawn lender offering fast cash solutions for customers in the Miami area.
The company's primary services include pawn loans (collateral-based short-term lending), gold and diamond jewelry buying, and retail sales of pre-owned merchandise. Customers can obtain instant quotes online for electronics, pawn items in decent working condition for immediate cash, sell gold and diamonds to their expert buyers, or purchase discounted pre-owned brand-name items at 25-70% off retail prices. They also offer layaway options (10% down with monthly payments), third-party "Take Today" financing (up to 12 months depending on eligibility), and product protection plans for electronics and jewelry.
Value Pawn & Jewelry distinguishes itself through several features: an online inventory system with daily new arrivals, an EZ+ Rewards Program that awards points on eligible transactions, an Instant Quote tool for quick online valuations, specialized services including gold buying with precious metal testing, and flexible payment options year-round. The store operates extended hours (9am-7pm weekdays, 9am-6pm Saturday, 12pm-5pm Sunday) and carries diverse merchandise categories including electronics, tools, gaming equipment, musical instruments, handbags, and sneakers.
As a pawn shop, Value Pawn & Jewelry serves customers seeking immediate cash in exchange for collateral, those looking to sell precious metals and jewelry, and bargain shoppers seeking heavily discounted pre-owned goods. However, pawn loans carry fees and specific terms, the merchandise is entirely pre-owned, and financing through third parties may involve credit checks and approval requirements. This is fundamentally a short-term lending and retail merchandise operation, not a credit-building or alternative financial service.
Yes. Value Pawn & Jewelry is a registered company headquartered in 7000 S US Hwy 17 92, Fern Park, FL 32730. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Value Pawn & Jewelry is best for individuals with valuable items (jewelry, electronics, tools) who need immediate cash and can repay short-term pawn loans, or for bargain shoppers seeking heavily discounted pre-owned merchandise. The main caveat is that pawn lending is not a credit-building solution—it's a short-term collateral-based loan with fees, and failure to repay results in loss of the pledged item; this is unsuitable for those seeking financial stability or credit improvement.
Value Pawn & Jewelry in Miami, FL is part of the EZPAWN family, offering pawn loans, gold buying, and pre-owned brand-name merchandise at 25–70% off retail.
Best for: Miami residents who need fast cash and have electronics, jewelry, tools, or other valuables to use as collateral, Sellers of gold, diamond, or broken jewelry looking for an immediate in-store offer
Cash America Pawn is now part of FirstCash, the world's largest pawn operator with 3,300+ stores across the U.S., Latin America, and the U.K.
Best for: Consumers who need fast cash and have no access to traditional credit or bank loans, People who want to sell or pawn jewelry, electronics, or gold without a credit application
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