Value Pawn & Jewelry is a Miami pawn shop offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise across electronics, tools, and brand-name items.
Editorially reviewed by Harvey Brooks
Value Pawn & Jewelry operates as a full-service pawn shop located at 736 NW 183rd Street in Miami, Florida. The business is part of the EZPAWN family of stores and serves the local community by providing immediate cash solutions through collateral-based lending and merchandise sales. The store has been established as a neighborhood pawn resource offering both financial services and retail shopping options.
The company's primary service is pawn loans, where customers bring items in working condition and receive immediate cash based on assessed value. Beyond pawning, Value Pawn & Jewelry specializes in gold and diamond jewelry buying, with trained appraisers who test precious metals to determine fair market value. They maintain an extensive inventory of pre-owned brand-name merchandise, including electronics (Samsung HDTVs, Apple smartphones), tools, gaming equipment, musical instruments, handbags, and sneakers—all discounted 25-70% below retail. Additional services include layaway options (10% down with monthly payments), "Take Today" third-party financing (up to 12 months), an online shop with daily inventory updates, and an EZ+ Rewards program that awards points on eligible transactions.
Value Pawn & Jewelry distinguishes itself through several specific offerings: an "Instant Quote" tool for electronics that provides same-day estimates online, specialized jewelry protection through a Jewelry VIP Program (with guaranteed loan amounts and lifetime enrollment options), a Product Protection Plan for electronics and merchandise, and explicit handling of firearms and auto loans (services noted as available at this location). The store operates extended hours (9am-7pm weekdays, 9am-6pm Saturday, 12pm-5pm Sunday) and emphasizes community commitment and respectful service.
As a pawn shop, Value Pawn & Jewelry fills a legitimate consumer finance gap for those needing immediate cash or affordable pre-owned goods, but comes with inherent limitations. Pawn loans are short-term solutions with fees and terms that borrowers must understand. The company's focus on merchandise sales and collateral-based lending means it cannot serve consumers seeking traditional credit-building products, debt relief, or unsecured personal loans. Success depends on having items of value to pledge and understanding that nonpayment results in forfeiture of collateral.
Yes. Value Pawn & Jewelry is a registered company headquartered in 236 SW 107th Ave, Miami, FL 33174. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Value Pawn & Jewelry is best suited for consumers who own valuable items and need immediate cash without credit checks, or who seek deeply discounted pre-owned merchandise. The key caveat is that pawn loans are short-term collateral-based products with forfeiture risk and undisclosed fee structures—not replacements for traditional credit or long-term borrowing solutions.
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