Wilson's Check Cashing logo

Wilson's Check Cashing

2.3/5

Family-owned check cashing service in Philadelphia offering competitive rates, bill payments, money orders, and prepaid debit card services for over 50 years.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Wilson's Check Cashing Review

Wilson's Check Cashing PA is a second-generation, family-owned-and-operated business located at 1201 E Susquehanna Ave in Philadelphia's Kensington area. Established over 50 years ago, the company has built long-term relationships with community businesses and individuals across neighborhoods including Richdale, Port Richmond, Kensington, and Northern Liberties.

The company provides check cashing with competitive rates, bill payment services, money order sales, fax services, prepaid debit card sales, Pennsylvania lottery ticket sales, and SEPTA pass/token sales. They offer direct deposit services onto prepaid debit cards to help clients manage finances more efficiently. Their professional staff handles financial transactions and provides personalized service to the local community.

Wilson's differentiates itself through its long operational history, membership in the Better Business Bureau, affiliation with the PA Check Cashing Association and FINCN Association, and explicitly compliant business practices (they note in their footer that they do not offer payday loans in accordance with Pennsylvania law). The business maintains accessible facilities including wheelchair accessible entrance, parking, restrooms, and seating. Customer reviews consistently praise their competitive rates, friendly staff, and family-run approach.

As a traditional check cashing service, Wilson's serves individuals who need quick access to cash from paychecks or other checks, bill payment convenience, and transaction services. The business operates standard hours (Mon-Thu 8:30am-6pm, Fri 8am-7pm, Sat 8:30am-3pm, closed Sunday) and requires appointments for some services. While they offer reliable neighborhood-based services, customers seeking loans, credit building, or debt management should look elsewhere.

Services & Features

Check cashing with competitive rates
Bill payment services
Money order sales
Fax services
Prepaid debit card sales and direct deposit setup
Pennsylvania lottery ticket sales
SEPTA pass and token sales
Money services
Direct deposit onto prepaid debit cards

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Over 50 years in business with established community reputation and long-term relationships
  • Member of Better Business Bureau and affiliated with PA Check Cashing Association and FINCN Association
  • Competitive check cashing rates compared to other local providers, per customer reviews
  • Wide range of services including bill payment, money orders, fax, lottery tickets, and SEPTA passes
  • Direct deposit onto prepaid debit cards with full setup assistance for benefit management
  • Fully wheelchair accessible facility with free parking (lot and street) and accessible restrooms
  • Experienced professional staff providing personalized service and handling financial concerns

Cons

  • Does not offer payday loans or small emergency loans, only check cashing services
  • Limited to single Philadelphia location; no online services or multiple branches
  • Closed on Sundays and limited Saturday hours (8:30am-3pm only), restricting weekend access
  • Requires appointments for some services, reducing drop-in convenience
  • No credit building, loan products, or services for customers seeking to improve financial profile

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Wilson's Check Cashing legitimate?

Yes. Wilson's Check Cashing is a registered company headquartered in 1201 E Susquehanna Ave, Philadelphia, PA 19125. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
1201 E Susquehanna Ave, Philadelphia, PA 19125
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Wilson's Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on Wilson's Check Cashing

Wilson's Check Cashing is ideal for Philadelphia-area residents who need quick, reliable access to cash from checks and additional transaction services like bill payment and money orders. The main caveat is that they offer no lending products, credit building services, or emergency loans—they are strictly a check cashing and payments service.

Best For

  • Local Philadelphia residents who receive paychecks or regular checks and need rapid cash access
  • Individuals seeking reliable bill payment and money order services in the Kensington area
  • Customers who prefer a family-run, community-based business with established local reputation
  • People using benefits who want direct deposit onto a prepaid debit card with personal assistance
Updated 2026-04-01

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