Detroit-based check cashing service offering payroll, commercial, and large checks with no limits, plus money orders, Western Union, and early benefit deposit programs.
Editorially reviewed by Harvey Brooks
Woodward Check Cashers has operated as a financial services center in Detroit for over 39 years, establishing itself as a trusted community institution. The company specializes in check cashing services without limits on check amounts, serving both individual customers and businesses. They process payroll checks, large commercial checks, and checks from various industries including contractors, plumbers, and electricians. Beyond check cashing, they offer complementary financial services designed to serve unbanked and underbanked populations.
The company's primary service offerings include unlimited check cashing, the NEXS Card Direct Deposit program (enabling early receipt of SSI, SSA, and VA benefits by 2-4 days), money orders, Western Union send/receive services, bill pay, and gift card/merchandise credit buying. They also provide debit card cash conversion and serve as a MoneyGram dealer. Their commercial program caters specifically to business clients who need to cash checks made payable to their business entities.
Woodward distinguishes itself through no-limit check cashing policies and the NEXS Card partnership, which is highlighted as a primary competitive feature for benefit recipients. Their extended hours (8am-8pm Monday-Thursday and Saturday, 8am-10pm Friday, 9am-4pm Sunday) and long operational history position them as an accessible alternative to traditional banking. The company emphasizes serving all communities and a wide range of individuals and businesses rather than specializing in a single demographic.
As a check-cashing operation, Woodward serves customers who lack traditional bank accounts or need immediate cash access without bank waiting periods. However, the website provides no information about fees, interest rates, or specific NEXS Card terms, which are critical details for consumers evaluating this service. The company's strength lies in accessibility and speed rather than credit-building or long-term financial solutions.
Yes. Woodward Check Cashing is a registered company headquartered in 3401 Woodward Ave, Detroit, MI 48201. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Woodward Check Cashers is best for unbanked individuals and benefit recipients who need immediate access to funds without bank account requirements or processing delays, particularly those seeking the NEXS Card early benefit deposit program. The critical caveat is that fee and rate information is completely absent from their website, making it impossible to assess whether their services are competitively priced or cost-effective for consumers comparing alternatives.
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