Small business financing — SBA loans, merchant cash advances, equipment financing, invoice factoring, and business lines of credit. Compare rates, terms, and funding speed.
334 companies found
Tax preparation and bookkeeping firm specializing in trucker taxes, business formation, and tax planning for high earners and low-income families.
Best for: Owner-operators and trucking industry professionals seeking specialized tax knowledge, Small business owners needing help with entity formation and tax structure planning
Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.
Best for: Small business owners with inconsistent credit history but strong cash flow, Merchants accepting credit card payments who need quick capital access
All Commercial Capital structures customized commercial loan solutions for businesses, offering construction financing, bridge loans, and commercial real estate funding through a network of nationwide lenders.
Best for: Commercial real estate investors and owners seeking refinancing or cash-out loans on multi-unit properties, Construction companies and developers needing specialized financing for non-residential projects
Independent direct lender specializing in senior debt and equity financing for small to lower-middle market businesses, with $2B+ in capital deployed since 1984.
Best for: Established small-to-mid-market manufacturing and distribution companies seeking $2.5M-$25M in financing, Businesses in turnaround situations or special circumstances requiring creative financing structures
Andela Financial Services offers small business loans, real estate financing, and credit repair through a network of 75+ lenders with rapid approval and funding.
Best for: Self-employed and freelance business owners seeking loans based on bank statements rather than traditional tax returns, Real estate investors looking for fix-and-flip or hard money financing with quick closings
Ascent CFO Solutions provides fractional and interim CFO services, accounting, and financial advisory to small and mid-sized businesses seeking expert financial leadership without full-time executive costs.
Best for: Growth-stage SaaS and technology companies needing financial expertise during rapid scaling or fundraising rounds, Small to mid-sized professional services, construction, or manufacturing firms seeking experienced CFO-level financial strategy without full-time executive salary
Charlotte-based nonprofit CDFI offering microloans under $10K with minimal documentation and larger loans up to $10K+ for established small businesses, plus business development boot camps.
Best for: Charlotte-area entrepreneurs with six+ months of operating history seeking $5K-$15K in capital, Small business owners who want business education alongside financing access
Alternative credit manager acquired by Blue Owl Capital in 2024, specializing in asset-based credit investments across consumer, commercial, corporate, and real estate finance with $10B+ AUM.
Best for: Large institutional investors seeking exposure to alternative credit strategies across consumer, commercial, corporate, and real estate assets, Asset managers and pension funds looking for diversified, professionally-managed credit investment platforms with institutional-scale AUM
Business consulting and coaching firm helping entrepreneurs improve credit profiles and access funding through lender compliance and strategic planning.
Best for: Early-stage business owners needing guidance on business structure and lender readiness, Entrepreneurs with weak personal or business credit seeking improvement strategies before applying for loans
New York State's SSBCI program offers over $500M in federal funding through multiple loan programs for small businesses, startups, and disadvantaged entrepreneurs recovering from COVID-19.
Best for: New York-based startups and early-stage businesses seeking affordable term loans under $100,000, Socially and economically disadvantaged business owners facing traditional lending barriers
Mission-driven CDFI offering affordable lending to small businesses, real estate developers, and underserved communities throughout Baltimore metro area.
Best for: Small business owners in Baltimore metro unable to qualify for traditional bank financing, Real estate developers focused on affordable housing and neighborhood revitalization projects
BankCard provides payment processing solutions and POS systems for restaurants, retail, spas, and other businesses, with options for surcharge programs and fast funding.
Best for: Restaurant owners seeking integrated POS systems with kitchen display and order management features, Retail and spa businesses wanting industry-specific payment solutions with reduced processing costs
Non-profit SBA 504 lender serving small businesses across North Carolina and select South Carolina counties with fixed-rate financing for real estate, construction, and expansion.
Best for: Small business owners in North Carolina or four South Carolina counties seeking $150K-$1M+ financing for real estate, construction, or major expansion who were declined by traditional banks, Entrepreneurs who value mission-driven lending and want financing structured to preserve working capital with long-term fixed rates and lower down payments
BEST Lending Co offers direct private loans for real estate investors, including fix-and-flip bridge loans, DSCR loans for rental properties, and construction financing with online closing.
Best for: Real estate investors seeking short-term bridge financing for fix-and-flip projects with fast closing timelines, Landlords refinancing or purchasing rental properties (including short-term rentals) wanting DSCR loan qualification without W2 income
Austin-based hard money lender specializing in fix-and-flip and new construction loans for Texas real estate investors with 1-year terms and competitive rates.
Best for: Texas real estate investors executing fix-and-flip projects with clear timelines and exit strategies, New construction developers needing short-term project financing before permanent financing or sale
Breclaw Capital is a private money lender specializing in hard money loans for non-owner occupied investment properties, fix-and-flip deals, and commercial real estate in the Chicago area.
Best for: Real estate investors needing rapid funding for fix-and-flip or rehab projects with tight timelines, Commercial and multifamily property investors seeking non-traditional financing sources
Private hard money lender specializing in commercial real estate bridge loans, construction financing, and foreclosure bailouts across NY-NJ metro area with 24-hour term sheets.
Best for: Commercial real estate investors and developers needing bridge financing during property transitions, Property owners facing foreclosure or financial distress seeking quick capital alternatives
Building Block Capital provides small business loans and equipment financing from $5,000 to $5,000,000 with same-day quotes and next-day funding for businesses nationwide.
Best for: Small business owners who need capital quickly and cannot wait for traditional bank loan approval timelines, Businesses with limited credit history or previous credit challenges seeking alternative lenders
South Carolina-based SBA lender offering 7(a), 504, and SSBCI loan programs to small businesses for 68+ years with $2.07B invested.
Best for: Established small businesses in South Carolina seeking $100K–$5M for equipment, real estate, or business acquisition, Manufacturers and real estate-intensive businesses qualifying for 504 fixed-rate financing with high LTV requirements
Business Funding New York offers multiple small business financing solutions including merchant cash advances and lines of credit with same-day to 24-hour funding for businesses with any credit score.
Best for: Small business owners with poor or fair credit who cannot qualify for traditional bank loans, Businesses needing rapid funding (24-48 hours) for immediate capital needs
Denver government economic development office providing small business loan support and entrepreneurial incentives. Website currently inaccessible.
Best for: Denver-based small business owners seeking government-backed financing, Local entrepreneurs needing affordable capital with community development support
Unable to verify. Website returned 403 Forbidden error, preventing access to company information, services, or details.
Capifinders provides business financing solutions including term loans, lines of credit, equipment financing, and SBA loans ranging from $20,000 to $5-6 million with funding as fast as 24-72 hours.
Best for: Small to mid-sized business owners needing $20,000+ in capital for expansion or working capital, Businesses seeking flexible financing options through lines of credit or equipment purchases
Capital Farm Credit is a Texas-based agricultural lender offering financing and insurance tailored to farmers, ranchers, and rural agribusinesses through a cooperative approach.
Best for: Texas farmers and ranchers seeking operating, equipment, or land financing with agricultural expertise, Beginning and small agricultural producers looking for programs designed for their growth stage
Capital Funding Options provides fast, flexible business funding with no collateral required and approvals within 24-48 hours for entrepreneurs nationwide.
Best for: Small business owners seeking working capital without collateral pledging, Entrepreneurs needing fast funding approval and deployment within days
Capital MBS is a business financing marketplace offering equipment loans, business funding, and credit consulting to small businesses with loan amounts from $20K–$5M and funding in 1–5 days.
Best for: Small business owners who don't qualify for traditional bank loans due to limited credit history or non-traditional business structures, Entrepreneurs seeking equipment financing with flexible terms and quick approval timelines
Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting.
Best for: Real estate investors seeking hard money loans for fix-and-flip projects, Property developers needing construction or ground-up development financing
Philadelphia-based business lender offering lines of credit up to $350K and merchant cash advances up to $2M with minimal documentation and rapid 24-hour funding.
Best for: Established small businesses needing rapid working capital ($50K-$350K) with 2+ years operating history, Entrepreneurs requiring capital for inventory, equipment, or operational expansion without lengthy SBA approval timelines
Capital Source Financial offers wealth solutions and financing for businesses. Based in Philadelphia, they serve existing clients and prospective business partners.
Best for: Existing Capital Source Financial clients seeking support or additional services, Philadelphia-area business owners who prefer in-person financial consultations
Cash Nerd! is a Charlotte-based business funding broker offering loans, MCAs, and alternative financing for startups and established businesses seeking rapid access to capital.
Best for: Small business owners seeking multiple financing options without approaching lenders individually, Startups needing business formation services bundled with funding solutions
Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with fast approval and transparent terms.
Best for: Real estate investors requiring fast capital for fix-and-flip or renovation projects with tight timelines, Land developers and commercial real estate projects needing bridge or construction financing
Unable to verify. Website returns 403 Forbidden error, preventing access to company information needed for accurate profile creation.
Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider
Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with same-day approval claims.
Best for: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow
IRS-registered tax preparer Milka Dulcine Aguilar at Cisep Multi-Services LLC offers tax filing, planning, and bookkeeping services to individuals and small businesses in Houston, TX.
Best for: Houston-area small business owners needing comprehensive tax preparation and bookkeeping, Individual taxpayers preferring personalized local service over large chain tax preparers
Civic Communities provides capital solutions, consulting, and project management focused on economic development in San Diego's low-income and distressed areas through the New Markets Tax Credit program.
Best for: Small businesses and nonprofits located in San Diego County low-income census tracts seeking growth capital, Community development projects focused on housing, infrastructure, or job creation in disadvantaged areas
CLD Financial is a commercial mortgage banking firm specializing in apartment and commercial real estate loans from $1M–$1B, partnering with Fannie Mae, Freddie Mac, FHA, and institutional investors.
Best for: Commercial real estate investors and property owners seeking loans between $1M and $1B for multifamily, office, retail, or industrial properties, Small to mid-sized businesses requiring SBA 504 or 7(a) loans, USDA financing, or equipment financing
Commercial Lending Solutions provides commercial real estate loans and alternative financing for businesses in Charlotte, NC, specializing in scenarios where traditional banks decline.
Best for: Real estate investors seeking bridge or fix-and-flip financing when banks decline, Commercial property owners needing alternative financing outside standard bank credit models
Commercial Loan Direct specializes in commercial loans and multifamily mortgages for real estate investors and business owners seeking capital for property acquisition and expansion.
Best for: Real estate investors seeking multifamily property mortgages, Commercial business owners needing capital for expansion or acquisition
Community Business Finance is a Texas and Louisiana CDC offering SBA 504 loans for commercial real estate, construction, equipment, and business acquisition.
Best for: Texas or Louisiana small business owners purchasing or constructing commercial real estate, Business owners seeking to acquire heavy manufacturing or industrial equipment
Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.
Best for: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs
Corporate Cash Credit helps small business owners secure unsecured corporate credit cards and business funding by building their Paydex score and matching them with appropriate lenders.
Best for: Small business owners (2-10 years established) needing to build business credit from scratch or repair damaged Paydex scores, Entrepreneurs with weak personal credit who need unsecured funding without personal guarantees
Creditfy provides fast business financing solutions including term loans, lines of credit, and equipment financing with approval in hours and funding within 24-48 hours.
Best for: Small business owners needing capital quickly for immediate operational or growth needs, Businesses with less-than-perfect credit or those rejected by traditional banks
CTF Loan Servicing provides back-office mortgage loan servicing for lenders, handling payments, escrow, and accounting rather than originating loans to consumers.
Best for: Mortgage lenders and portfolio investors seeking to outsource loan servicing operations, Note holders and private lenders wanting to simplify administrative tasks
Business consulting agency offering corporate structure guidance, business funding strategies, and mentorship to help entrepreneurs access capital and structure their companies for lender approval.
Best for: Entrepreneurs seeking guidance on corporate structure and business entity setup before approaching lenders, Small business owners wanting mentorship on presenting their business to banks and financial institutions
Detroit Development Fund provides small business loans, training, and consulting to entrepreneurs of color in Detroit, with 91% of funding going to minority-owned businesses.
Best for: Entrepreneurs of color seeking small business financing in Detroit with commitment to minority hiring, Existing minority-owned businesses looking to expand with combined financing and consulting support
Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.
Best for: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores
Enrado Capital offers fast, flexible business funding including working capital loans, lines of credit, and SBA loans to businesses with 1+ year history and $8,000+ monthly revenue.
Best for: Established small businesses (1-7+ years operating) with consistent monthly revenue seeking working capital or lines of credit, Business owners with fair-to-good credit (525+) who have been denied by traditional banks
FlatRock Capital Partners provides working capital solutions to small businesses through SBA loans, merchant cash advances, lines of credit, and traditional business loans with quick approval and flexible terms.
Best for: Small business owners needing faster SBA loan processing than traditional banks offer, Businesses seeking multiple financing options (term loans, lines of credit, cash advances) from one provider
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Important: CreditDoc is not a lender, broker, or financial advisor. APR ranges shown are from each lender's published rates. Your actual rate depends on your creditworthiness, loan amount, and term. We do not collect your personal financial information. Full disclaimer.